Steady growth in retained earnings means Fannie Mae and Freddie Mac now have a large pile of interest-free capital to invest.

Multiple states are drafting exam procedures that align with the prudential standards established by the CSBS.

Servicers may need new strategies to reach younger homeowners who prefer not to talk on the phone or respond to snail mail.

Gain-on-sale is one of the most watched measurements of how a lender’s profitability is holding up. So far, GOS measurements at reporting companies have been a mixed bag.

CSBS is interested in advocating for broader reforms in the mortgage industry beyond its central supervisory and examination focus.

Affordable housing advocates may be overestimating the challenges first-time homebuyers face in the current housing market.

A new executive order gives White House control of independent agencies; the CFPB is calling on the public to snitch on staff violating stop work order.

FHFA may push Fannie Mae and Freddie Mac to increase LLPAs on mission-adjacent loans to drive more loan sales to the private market.

Former FDIC board member Jonathan McKernan has been nominated to head the CFPB. Meanwhile a new acting director shut down all agency activities, spurring staff protests and lawsuits.

UWM is pondering sales of $52 billion of product. Will other sellers follow suit or maybe opt for a bank-financing transaction?