Fannie Mae economists slightly increased their mortgage rate projections for the remainder of the year despite widespread expectations that the Federal Reserve will cut the federal funds rate in September.

Nonbank mortgage companies continue to complete debt sales, especially firms that have mortgage servicing rights to leverage.

The warehouse lending business remains profitable but there are concerns, namely a reduction in the number of nonbank mortgage companies due to M&As.

The American Bankers Association noted that while the 1995 CRA framework isn’t perfect, it’s more workable than the final rule issued in 2023.

Industry stakeholders puzzle over the implications of the Trump administration’s plans for a quick public offering of the GSEs.

High MSR prices are prompting some potential buyers to sit out. Prices are being propped up by limited supply and declining servicing costs as big firms invest in technology.

Industry executives believe artificial intelligence can improve risk management and help reduce insurance premiums and property taxes.

The retention rate dropped to 23% in the second quarter of 2025, with many servicers losing out on cash-out refinances.

The Trump administration is reducing regulation of nonbank lenders, leaving the task to state regulators.

Selling mortgage servicing rights attached to healthcare and multifamily loans is a rare event.