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NAR Economist Forecasts Growth in Home Sales in 2026

July 17, 2025
Abby Zimmardi
NAR Economist Lawrence Yun is projecting 14% growth in home sales in 2026 if the interest rate on mortgages falls to 6%. However, economists at Fannie Mae and MBA in recent weeks lowered their expectations for mortgage rates decreases.
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Grapevine: MSR Sales Delink Effect; Mortgage-Banking Firms Shed Full-Timers

July 17, 2025
Paul Muolo
Flood of mortgage servicing sales are impacting performance; mortgage bankers and brokers aren’t hiring much these days, if at all.
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FHFA OKs VantageScore for Immediate Use by GSEs

July 10, 2025
Dennis Hollier
FHFA said lenders can now use VantageScore 4.0 when underwriting GSE loans. It’s not clear, though, if the mortgage industry is ready to take advantage of the opportunity.
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Mortgage Industry Cheers Tax Breaks in Megabill

July 10, 2025
Brandon Ivey
The One Big Beautiful Bill included a plethora of tax breaks for individuals and businesses. The bill also sharply reduced the CFPB’s budget.
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VA Home Loan Division Short-Staffed and Under-Trained

July 10, 2025
Emmeline Willey
Industry stakeholders raised concerns about the lack of staffing and training of employees at the VA’s mortgage program.
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Mortgage Industry Braces for Trigger Lead Ban

July 10, 2025
Shannon Clark
With Congress poised to limit trigger lead activity, lenders that rely on the leads will have to soon shift how they are conducting business.
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FHLBanks Under Attack From Left and Right

July 10, 2025
Dennis Hollier
The FHLBanks responded forcefully to complaints that they fail to live up to their affordable housing mission and that they are a threat to the financial system.
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HUD, USDA Revisit Energy Standards

July 10, 2025
Emmeline Willey
The agencies are seeking feedback as they reconsider updated energy codes imposed on new residential construction.
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BPC Offers Requirements for GSE Reform

July 3, 2025
Dennis Hollier
Advocates for GSE reform offered the Trump administration some useful guardrails to consider as it plots ending the conservatorships of Fannie and Freddie.
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The Mortgage M&A Game: Who’s Next?

June 26, 2025
Paul Muolo
Whole-company M&A deals are becoming more prevalent, but if the Federal Reserve suddenly cuts rates, the outlook could change.
Read More
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