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VA Home Loan Division Short-Staffed and Under-Trained

July 10, 2025
Emmeline Willey
Industry stakeholders raised concerns about the lack of staffing and training of employees at the VA’s mortgage program.
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Mortgage Industry Braces for Trigger Lead Ban

July 10, 2025
Shannon Clark
With Congress poised to limit trigger lead activity, lenders that rely on the leads will have to soon shift how they are conducting business.
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FHLBanks Under Attack From Left and Right

July 10, 2025
Dennis Hollier
The FHLBanks responded forcefully to complaints that they fail to live up to their affordable housing mission and that they are a threat to the financial system.
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HUD, USDA Revisit Energy Standards

July 10, 2025
Emmeline Willey
The agencies are seeking feedback as they reconsider updated energy codes imposed on new residential construction.
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BPC Offers Requirements for GSE Reform

July 3, 2025
Dennis Hollier
Advocates for GSE reform offered the Trump administration some useful guardrails to consider as it plots ending the conservatorships of Fannie and Freddie.
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The Mortgage M&A Game: Who’s Next?

June 26, 2025
Paul Muolo
Whole-company M&A deals are becoming more prevalent, but if the Federal Reserve suddenly cuts rates, the outlook could change.
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Large Lenders, Nonbanks Increase Market Share in 1Q

June 26, 2025
Brandon Ivey
The nonbank share of total originations increased from 65.2% in 2024 to 66.4% in the first quarter of 2025. Four of the five largest lenders in the residential mortgage market are nonbanks. (Includes two data tables.)
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Planned Cut to CFPB Fed Funding Thwarted

June 26, 2025
Shannon Clark
A provision in the tax bill — to eliminate the CFPB’s ability to draw funds from the Federal Reserve — must pass the 60-vote threshold, according to the Senate’s rules-keeper.
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First American Enters MSR Brokerage Via Subservicing

June 26, 2025
Paul Muolo
A new servicing exchange has been launched by a subservicer that just so happens to be owned by one of the nation’s largest title companies.
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MBA Sees Many Positives in Senate’s Tax Bill

June 26, 2025
Brandon Ivey
The Mortgage Bankers Association supports many of the housing-related provisions included in the bill proposed last week by Senate Republicans.
Read More
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