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Fannie, MBA Interest Rate Projections Vary Widely

September 25, 2025
Brandon Ivey
Economists at Fannie Mae and the MBA differ on how low interest rates on mortgages will go next year. Fannie is also more optimistic about the outlook for unemployment.
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Sierra Pacific Plans MSR Sale After Union Home Acquisition

September 25, 2025
Paul Muolo and Brandon Ivey
After agreeing to unload its production unit to Union Home Mortgage, Sierra Pacific Mortgage is separately set to sell MSRs.
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Home Price Appreciation Poised to Turn Negative

September 25, 2025
Abby Zimmardi
After years of appreciation, home prices are leveling off and could even decline.
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ICBA Raises Concerns About Credit Union Acquisitions of Banks

September 25, 2025
James Dohnert
Larger credit unions are increasingly acquiring community banks and reducing mortgage lending in local communities, according to the Independent Community Bankers of America.
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Little Reporting Relief Likely for Public Mortgage Nonbanks

September 25, 2025
Paul Muolo
Nonbank mortgage companies would continue to face reporting obligations even if earnings disclosures from public companies become less frequent, as talked about by the Trump administration.
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MBA, ABA Urge Congress to Pursue NFIP Reform

September 25, 2025
Shannon Clark
The trade groups offered suggestions to lawmakers as part of a bipartisan effort to reform the National Flood Insurance Program.
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Proposed Servicing Reforms Could Add Costs

September 25, 2025
Emmeline Willey
Proposed changes to servicing rules to discourage foreclosures or require nonbanks to maintain cash buffers could add costs for borrowers, according to a report from the Congressional Research Service.
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Broker Group, Former Chair Battle Over Wages Continues

September 25, 2025
James Dohnert
Katie Sweeney denied allegations from the Association of Independent Mortgage Experts that she steered sponsorships and contracts away from the trade group for personal gain.
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Fed’s Rate Cut Expected to Help Mortgage Originations

September 18, 2025
Brandon Ivey
The Fed cut the federal funds rate by 25 basis points this week and further cuts are expected. Even if interest rates on mortgages don’t come down much more, demand for loans is expected to increase.
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Trump Administration’s Plans for GSEs Remain Unclear

September 18, 2025
Dennis Hollier
The Trump administration is ramping up discussions regarding reforms to the government-sponsored enterprises but it’s still not clear what the result will be. Whether Congress will take action is also an open question.
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