Lenders that focus on non-qualified mortgages are optimistic that originations will continue to increase this year.

Lenders expect ARM originations to continue to rise even as interest rates have begun to decline.

The Supreme Court struck down some of President Trump’s sweeping tariffs, but duties remain on raw building materials.

Opendoor said its mortgage platform took just 10 weeks to build and is currently in beta. Bed Bath & Beyond, on the other hand, plans to foray into mortgage lending through inorganic growth.

Across every demographic, Americans want to be homeowners, but there are numerous barriers to getting there, with rising inflation, mortgage rates, home prices and even increasing rents.

The lawsuit attracted amicus briefs from the Mortgage Bankers Association and the National Consumer Law Center.

The nonconforming market continued to gain share during the fourth quarter. In all of 2025, the nonconforming sector accounted for 20.9% of first-lien originations, up from a 16.6% share in 2024. (Includes two data tables.)

The Trump administration claimed that federal courts have no authority to prevent it from carrying out its duties, while the NTEU argued that blocking a planned reduction-in-force at the CFPB is essential to ensure the agency still exists at the conclusion of the lawsuit.

The nonbank generated $164.5 million of net income in the fourth quarter of 2025. But in a departure from norm, Mat Ishbia, president and CEO of UWM, didn’t take questions from stock analysts.

Bank and mortgage industry groups are calling for broad reforms to bank capital requirements. Meanwhile, reactions to pending proposals from the Fed tied to bank mortgage holdings and MSRs were mixed.