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Private MI Share Increases on GSE Purchase-Mortgage Business

April 23, 2026
Brandon Ivey
GSE purchase-mortgage volume with private MI held up a little better on a quarterly basis than GSE business without private MI in the first quarter of 2026. (Includes three data tables.)
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VantageScore 4.0 Is a Go at the GSEs, FHA to Follow

April 23, 2026
Dennis Hollier
FHFA Director Bill Pulte said 21 large lenders will roll out the new score with the GSEs, though all lenders are eligible. FHA also plans to accept VantageScore and FICO 10T.
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CFPB Issues Final Rule Rejecting Disparate-Impact Liability

April 23, 2026
Shannon Clark
The final rule eliminating disparate impact from enforcement of the Equal Credit Opportunity Act was issued as it was proposed in November, despite more than 64,000 comments on the proposal.
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MBA Wants CFPB to Include Trump EO in Strategic Plan

April 23, 2026
Shannon Clark
The trade group called for the CFPB to implement regulatory reforms across the board so that all sizes of lenders can see lower costs and boost mortgage access.
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Opportunity in Non-Agency Market as Rates Remain Flat

April 23, 2026
Abby Zimmardi
The relatively level trajectory for interest rates presents an opportunity for more lenders to offer non-agency products, according to non-agency boosters.
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BAC Chases Credit Report Reform in Washington

April 23, 2026
Emmeline Willey
Members of the Brokers Action Coalition headed to Capitol Hill this week in pursuit of lower costs for credit reports.
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Lenders Challenged as Potential Homebuyers May Prefer Renting

April 23, 2026
James Dohnert
With interest rates elevated, lenders are urged to highlight the wealth creation potential of homeownership to encourage renters to take the plunge and purchase a home.
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NEXA Lending Plans MSR-Linked LO Comp Structure

April 23, 2026
Shannon Clark
The initiative could face regulatory hurdles, attorneys warned.
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Broker Groups Urge Members to Foster Political Ties

April 23, 2026
Emmeline Willey
Trade groups representing brokers emphasized the sway small businesses have over their local representatives.
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MBA Set to Hit Capitol Hill With Fresh Policy Agenda

April 16, 2026
Emmeline Willey
The trade group plans to target provisions in the bipartisan housing package moving through Congress, including efforts to deter corporate investors from buying single-family homes.
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