There will be detrimental consequences for borrowers and mortgage investors if the CFPB goes through with changes suggested by President Trump, according to a recent analysis.

House moves bill with Section 1071 exemptions forward; MBA, AARMR launch AI survey; Enova’s bank application faces opposition.

If FHFA reduces the GSEs’ capital requirements, that would be a key signal that efforts are moving forward to end the conservatorship of Fannie Mae and Freddie Mac.

FHFA argued that the award was an unjustified windfall for GSE shareholders, many of whom knew about the net worth sweep when they purchased the stock.

Industry watchers believe GSE reform is probably off the table until after the mid-term elections at least, as the administration’s focus has shifted to other priorities.

GAO auditors suggested FHFA update its procedures for how accounting personnel consider the impact significant policy changes may have on its financial reporting. FHFA declines, saying the current procedures are fine.

The trade group called for an all-of-government effort to solve the housing affordability crisis. That includes the GSEs.

The GSE beefed up requirements for smaller multifamily properties and inexperienced owners.

During the first quarter of 2026, Northpointe Bank’s warehouse lending essentially held steady compared with the fourth quarter and the bank increased its production of “all-in-one” loans.

The warning came amid widespread adoption of artificial intelligence in the housing and mortgage industry.