Banks are mixed on what they plan to do in the near term with the increased capital flexibility expected to be offered by the upcoming Basel III capital framework.

The servicer accused New York regulators of not providing clarity on a state rule regarding optional expedited-payment fees.

The bank is selling $4.5 billion of mortgages carrying low interest rates at a discount.

Democrats, if they gain majority in Congress, could focus on impeachment instead of new housing legislation, according to Mark McArdle, a senior vice president at Newrez.

Industry experts said it’s unclear what actions the CFPB will pursue while waiting for Brian Johnson to be confirmed as CFPB director.

Consumer complaints filed with the bureau about lending services increased across all categories except for student loans during the third quarter of 2026. (Includes two data tables.)

In 2025, the CFPB didn’t engage in any fair lending supervisory or enforcement activity; instead, it closed about 180 prior supervisory actions related to fair lending.

Some 500 consumer advocates have called on the OCC and the FDIC to scrap their Community Reinvestment Act proposal. Trade groups representing banks support the proposal and offered some recommendations.

At Better Markets, Larry Lee, a former CFPB senior counsel, plans to focus on how the CFPB’s policies impact consumers.

HUD is investigating whether Wells Fargo’s special purpose credit program targeting Black homeowners and its commitment to close racial gaps in homeownership violated the Fair Housing Act.