Housing experts are optimistic that recent regulatory initiatives will help increase housing supply.

Consumer complaints filed with the CFPB increased across all categories during the first quarter. Issues with student loans were up 34.1% from the fourth quarter. (Includes two data tables.)

The Trump administration is seeking reinstatement of a preliminary injunction issued in April 2025, which allowed the CFPB to terminate employees but under certain circumstances.

The new standards for fair lending enforcement are set to take effect in July. Industry attorneys have warned that the changes to ECOA regulations don’t signal the end of fair lending risk for lenders.

The final rule raises loan origination thresholds and excludes certain financial entities from its reporting requirements. Compliance with the rule will begin in 2028.

Both industry trade groups and consumer advocacy groups have called on the bureau to reconsider certain aspects of its draft strategic plan.

The bill would require consumers to attest “under penalty of perjury” that their submitted complaints to the CFPB are true.

There will be detrimental consequences for borrowers and mortgage investors if the CFPB goes through with changes suggested by President Trump, according to a recent analysis.

House moves bill with Section 1071 exemptions forward; MBA, AARMR launch AI survey; Enova’s bank application faces opposition.

If FHFA reduces the GSEs’ capital requirements, that would be a key signal that efforts are moving forward to end the conservatorship of Fannie Mae and Freddie Mac.