The regulator’s financial statements followed GAAP accounting, but the analysis also revealed $32.9 million in costs associated with elimination of 216 employees.

Very-low-income homebuyers have another year to take advantage of the $2,500 credit available through the Home Possible mortgage program.

CSS takes over MBS disclosures; Calabria joins PCAOB; Treasury/Fannie veteran joins HPC.

Experts believe lenders will leverage new technologies to improve the customer experience.

Pennymac Financial Services sped up its adoption of Vesta Innovations’ loan origination system to drive more recaptures.

In March, “trigger leads” will come to an end, prompting lenders to come up with new solutions for lead generation.

Newrez will use Valon’s artificial intelligence-led operating system for servicing mortgages starting in 2027.

Researchers at the FRB of Richmond demonstrate how banks that gain local market share by acquiring an existing bank are likely to decrease FHA lending even while increasing conventional lending.

Decline in mortgage applications; new borrower relationship management tool; mortgage lock volume increases modestly.

The HEI securitization market is expected to continue growing in 2026, helped by growing borrower awareness and investor appetite.