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VantageScore 4.0 Is a Go at the GSEs, FHA to Follow

April 23, 2026
Dennis Hollier
FHFA Director Bill Pulte said 21 large lenders will roll out the new score with the GSEs, though all lenders are eligible. FHA also plans to accept VantageScore and FICO 10T.
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CFPB Issues Final Rule Rejecting Disparate-Impact Liability

April 23, 2026
Shannon Clark
The final rule eliminating disparate impact from enforcement of the Equal Credit Opportunity Act was issued as it was proposed in November, despite more than 64,000 comments on the proposal.
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MBA Wants CFPB to Include Trump EO in Strategic Plan

April 23, 2026
Shannon Clark
The trade group called for the CFPB to implement regulatory reforms across the board so that all sizes of lenders can see lower costs and boost mortgage access.
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Opportunity in Non-Agency Market as Rates Remain Flat

April 23, 2026
Abby Zimmardi
The relatively level trajectory for interest rates presents an opportunity for more lenders to offer non-agency products, according to non-agency boosters.
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BAC Chases Credit Report Reform in Washington

April 23, 2026
Emmeline Willey
Members of the Brokers Action Coalition headed to Capitol Hill this week in pursuit of lower costs for credit reports.
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NEXA Lending Plans MSR-Linked LO Comp Structure

April 23, 2026
Shannon Clark
The initiative could face regulatory hurdles, attorneys warned.
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Broker Groups Urge Members to Foster Political Ties

April 23, 2026
Emmeline Willey
Trade groups representing brokers emphasized the sway small businesses have over their local representatives.
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NTEU Urges Court to Deny Rushed Review of CFPB RIF Plan

April 20, 2026
Shannon Clark
The National Treasury Employees Union said the DC District Court should take up the review of the Trump administration’s revised layoff plan for the CFPB. However, the union said it opposes the administration’s 45-day timeline for the review.
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States Urged to Prioritize CRA Implementation

April 20, 2026
Shannon Clark
With the Trump administration working under CRA requirements set in 1995, fair housing advocates asked states to step up and implement their own CRA laws.
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Vought Touts Efforts to Reduce CFPB’s Reach

April 20, 2026
Shannon Clark
As part of its ongoing “deregulatory agenda,” the CFPB said it is focused on reconsidering the Section 1071 and Section 1033 final rules and potentially pursuing a rulemaking under ECOA.
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