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Freddie Readies Servicers for Default Reporting Updates

August 26, 2026
Dennis Hollier
Freddie offered a series of updates on its new default reporting protocol in a recent bulletin to servicers.
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CFPB Revises ECOA Baseline Review Procedures

August 26, 2026
Shannon Clark
The updates were made following the enactment of the bureau's ECOA final rule.
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Short Takes: Mortgage Apps Slow / Better and Coinbase Roll Out New Mortgage Product / Underwater Mortgages on the Rise / HomeServices Adds Mortgage Servicing

August 26, 2026
Shannon Clark
Mortgage applications declined slightly from a week prior.
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Johnson’s Past Remarks Offer Insight on His Priorities for CFPB

August 24, 2026
Shannon Clark
Brian Johnson, CFPB director nominee, over the years has criticized the CFPB’s enforcement of RESPA, among other issues.
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Consumer Groups, Industry Concerned About TRID Changes

August 24, 2026
Shannon Clark
Mortgage trade groups and consumer advocates said the bureau must carefully consider the impact on industry and consumers if it pursues changes to the TILA-Integrated Disclosure rule.
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Lenders Face Conflicting Compliance Burdens on Disparate Impact

August 24, 2026
Shannon Clark
As federal regulators retreat from disparate-impact liability, some states are ramping up their enforcement, leaving lenders with conflicting requirements.
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CFPB Ends Publication of Unverified Complaint Narratives

August 24, 2026
Shannon Clark
The bureau said years of experience demonstrated the utility of publishing such narratives is minimal.
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OCC Hit with Lawsuit Over Interest-on-Escrow Rules

August 24, 2026
Shannon Clark
Democratic attorneys general in 10 states urged a federal court to block two of the OCC’s recent final rules from taking effect.
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Consumer Groups Bring New Challenge in ECOA Lawsuit

August 24, 2026
Shannon Clark
In an amended complaint, consumer groups argued that the CFPB failed to consult with the appropriate prudential regulators prior to issuing its ECOA rulemaking process.
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CFPB Updates ECOA Baseline Review Procedures

August 24, 2026
Shannon Clark
The updates were made to adhere to the changes made under a final rule that recently took effect.
Read More
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