The income assessment portion of Fannie’s Selling Guide has been significantly restructured, moving and rephrasing many sections, changing some policies and introducing new ones.

AI controversy; FHFA faces FOIA lawsuit; Fannie prices tender offer; new CRT deals; Freddie creates disaster hotline.

Many homeowners are leaning on buy now, pay later products to manage their cash flows, according to a new report from JPMorgan Chase.

The real estate brokerage adjusted the fee model for its Motto Mortgage business and cut off a number of partners.

The SEC’s recent push to update disclosure requirements could prompt issuance of publicly-registered MBS.

Fannie Mae’s retained mortgage portfolio surpassed the size of Freddie Mac’s in January, a first since 2022 as Fannie is adding to its MBS holdings at a faster rate than Freddie.

Despite drifting slightly lower at yearend, bank holding companies in 2025 increased the volume of MBS and ABS held in trading accounts. (Includes two data tables.)

Ken Michlitsch, managing director of the alternative lending group at Morgan Stanley, said the ABS structure was designed to address the needs of both insurance clients and asset managers.

ECGI plans to test tokenization of residential mortgages with up to $10 million of collateral.

The subservicer is working to improve services for nonprime borrowers, by expanding payment options and availability of virtual agents.