Although FHFA, under Director Bill Pulte, has shied away from the green and climate priorities of prior administrations, UAD 3.6 still allows green and energy efficiency features to impact valuations.

Between 2022 and 2024, Fannie’s open multifamily fraud investigations spiked from 14 to 193. In the same interval, actual fraud findings went from 3 to 87.

Freddie is revising its liquidity verification documentation requirements for sponsors to include a liquidity verification worksheet with delivery of the full underwriting package.

Mergers and acquisitions disrupt relationships between borrowers and lenders and lead to a lower occurrence of refinancing, according to new research.

Lenders are ultimately responsible for the quality and accuracy of appraisals. That means their quality control teams need to review every appraisal to preserve rep-and-warrant protection.

VIP Mortgage sought to vacate an arbitration award to a former loan officer regarding overtime pay.

Since 2020, borrower-paid costs have steadily increased and remain elevated, but new research suggests that policy changes could improve affordability.

Some 10 non-agency MBS have hit the market thus far in January, with issuance spread across loan types.

Goldman Sachs expects UWM to sell Two Harbors’ MBS portfolio once its planned acquisition of the real estate investment trust is complete.

The Loan Syndications and Trading Association said the SEC has clarified that CLO tranches can be classified as receivables for accounting purposes, clearing regulatory uncertainty for banks.