FHA Course Corrects on Legal Deadline Issue January 2, 2026 Emmeline Willey FHA waived new language that complicated how partial payments on delinquent mortgages would affect the legal deadline for servicers to proceed with foreclosure.Read More
House Committee Advances Housing for 21st Century Act January 2, 2026 Emmeline Willey The House Financial Services Committee voted 50-1 to report out the Housing for the 21st Century Act with amendments.Read More
Senate Confirms FHA, Ginnie Leadership January 2, 2026 Emmeline Willey The Senate confirmed Frank Cassidy and Joe Gormley to lead FHA and Ginnie Mae, respectively.Read More
Around the Industry January 2, 2026 Emmeline Willey FHA replaces MCM contractor; VA transitions handbooks to new site; FHA updates Appraiser Roster Management policies.Read More
GSEs, Credit Unions and REITs Advancing on MBS January 2, 2026 John Bancroft The overall supply of residential MBS outstanding rose 0.7% in the third quarter of 2025.Read More
FHA’s MMIF Capital Ratio Holds Steady in FY 2025 January 2, 2026 Emmeline Willey As of the end of fiscal year 2025, the MMIF's capital reserves were at $188.87 billion.Read More
Average First-Time Homebuyer Age Remains Consistent January 2, 2026 Emmeline Willey Despite differing metrics, the average age of first-time homebuyers are in their early-to-mid thirties.Read More
Industry, Consumer Groups at Odds on Section 1071 Changes January 2, 2026 Shannon Clark The proposal seeks to narrow the scope of the original rule's data collection requirements.Read More
Short Takes: FHLBank Chicago Opens Community Advance Product for 2026 / Equity Bancshares Completes Merger / 2025 Mortgage Rates Hit New Low / Independent Bank Corp. Appoints New EVP Retail Banking January 2, 2026 Shannon Clark The FHLB of Chicago's Community Advance product is accepting applications for the new year.Read More
Brokers Optimistic for 2026, Expect Non-QM Offerings to Expand January 2, 2026 Abby Zimmardi Brokers are feeling optimistic about 2026, due in part to the expansion of non-qualified mortgage offerings.Read More