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GSEs Continue to Profit in a Time of Dearth

May 2, 2024
Dennis Hollier
Even though the mortgage market continued to struggle, Fannie Mae and Freddie Mac generated healthy profits in the first quarter of 2023 thanks to their business models.
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Lenders Face Skyrocketing Costs for Credit Scores

May 2, 2024
Dennis Hollier
Lenders argue that dramatic price hikes by FICO have inflated their credit score costs by as much as 500% since 2022.
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An Uneven Story on 2023 Mortgage CEO Comp

May 2, 2024
Paul Muolo
What’s a mortgage CEO worth in a dicey origination market? According to an early read of proxy filings, some chief executives received nice pay packages last year, while others saw reductions.
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A New High for Origination Losses

May 2, 2024
Paul Muolo
Per loan origination losses hit a 15-year high last year. But is the worst of it over? It depends on the shop.
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Lenders Oppose HUD Rules on Energy Efficiency, Floods

May 2, 2024
Monica Hogan
The Department of Housing and Urban Development has finalized rules that would modernize residential building standards.
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Industry Participants Ponder Affordable Housing Options

May 2, 2024
Shannon Clark
A reduction in closing costs, down payment assistance programs for first-generation homebuyers and investing in communities that need housing could all lead to more affordable housing access.
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HPC Seeks Greater Liquidity for Ginnie Nonbank Issuers

April 26, 2024
Monica Hogan
Nonbank issuers in the Ginnie Mae program should have better access to funding from commercial banks to help bolster their liquidity, according to a proposal from the Housing Policy Council.
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Todman Defends HUD Budget Request Before Senate Committee

April 26, 2024
Monica Hogan
The Department of Housing and Urban Development’s Adrianne Todman last week made her first appearance before the Senate Banking and Housing Committee as acting secretary.
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Government Lenders Address Climate Risk

April 26, 2024
Monica Hogan
FHA and VA lenders and servicers should prepare for more regulation related to climate risk and housing sustainability, speakers at an AmeriCatalyst conference last week suggested.
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McCargo Put Ginnie in Better Position Before Resigning

April 26, 2024
Monica Hogan
Alanna McCargo, the outgoing Ginnie Mae president, is receiving praise for achievements, including obtaining a significant boost in funding from Congress.
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