Elon Musk’s call to “delete” the CFPB hasn’t found many takers. According to mortgage industry participants, the consumer watchdog has provided stability to the industry post the 2008 financial crisis.

Not all warehouse lenders have jumped into the MSR-finance pool, but that could change over time.

A report by the non-partisan Congressional Budget Office concludes that Fannie Mae and Freddie Mac are more likely to hold successful public stock offerings now than when Trump first took office in 2020.

The share of borrowers using discount points has more than doubled since 2020. The use of discount points is more common among nonbanks.

An OIG report found issues with reporting of appraisal bias by Freddie Mac and the Federal Housing Finance Agency.

On the surface, the yield looks expensive for the issuer but in a rising interest rate environment, maybe it’s not.

Home purchases are expected to increase next year as demand continues to be strong and rates fall slightly.

Though many financial companies have significant concerns about actions by the CFPB, the reforms brought in by the bureau are generally preferred, according to industry stakeholders.

It has been two months since the CFPB’s nonbank repeat offender registry opened for registration, but still confusion remains among entities over whether they fall under the scope of the rule.

One of the nation’s top mortgage lenders wants a federal court to confirm that lenders can’t interfere within independent appraisals, even if they are allegedly discriminatory.