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FHFA Releases 2025 Scorecard, Wants More Help for FTHBs

December 23, 2024
Dennis Hollier
The new scorecard highlights modest changes in the regulator's priorities for the GSEs.
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HUD Agenda Includes Proposal to Lift FHA Re-Sale Time Restrictions

December 20, 2024
Monica Hogan
HUD said its current rule adversely impacts the availability of affordable homes for sale.
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ICE Warns of Performance Risk from Recent VA Refis

December 20, 2024
Monica Hogan
More than a third of this year’s VA rate-and-term refinances were originated with loan-to-value ratios above 100%, according to ICE.
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Industry Opposes HUD Notices on Convenience Fees

December 20, 2024
Monica Hogan
Mortgage lenders are pushing back on enforcement actions against servicer convenience fees for optional expedited payment services.
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FHA Proposes Early T&I Reimbursement for Loans in Default

December 20, 2024
Monica Hogan
The proposal is meant to address liquidity challenges servicers face from tax and insurance advances in an elevated interest rate environment.
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FHA Makes Single-Family Loan Sale Program Permanent

December 20, 2024
Monica Hogan
The SFLS program is intended to yield a recovery to the MMIF that meets or exceeds the recovery obtained from a foreclosure-based claim.
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MBA Proposes Ginnie EBO Securitization Program

December 20, 2024
Monica Hogan
The Mortgage Bankers Association called on Ginnie Mae to create a new securitization program for early-buyout loans.
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MBA Urges Balance on FHA Rental Income Proposal

December 20, 2024
Monica Hogan
The trade group wants clarification on FHA’s plan to allow rental income from boarders in a primary residence to inform underwriting.
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Around the Industry

December 20, 2024
Monica Hogan
Industry braces for shutdown; CHLA wants FHA, Ginnie budgets increased.
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ARM Origination Growth Slows in 3Q

December 20, 2024
James Dohnert
After explosive growth in the second quarter, originations of adjustable-rate mortgages failed to keep pace with overall originations. (Includes data table.)
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