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Servicing Communications Should Consider Generational Differences

February 20, 2025
James Dohnert
Servicers may need new strategies to reach younger homeowners who prefer not to talk on the phone or respond to snail mail.
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GOS Under Pressure as Mega Nonbanks Offer Deals

February 20, 2025
Paul Muolo
Gain-on-sale is one of the most watched measurements of how a lender’s profitability is holding up. So far, GOS measurements at reporting companies have been a mixed bag.
Read More

CSBS’ Milhorn Hoping for Reforms to Ginnie Program

February 20, 2025
Shannon Clark
CSBS is interested in advocating for broader reforms in the mortgage industry beyond its central supervisory and examination focus.
Read More

First-Time Homebuyers Doing Better Than Housing Advocates Imagine

February 20, 2025
Dennis Hollier
Affordable housing advocates may be overestimating the challenges first-time homebuyers face in the current housing market.
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Grapevine: Trump Expands Control Over Independent Agencies

February 20, 2025
Namrata Bhatia
A new executive order gives White House control of independent agencies; the CFPB is calling on the public to snitch on staff violating stop work order.
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Trump Extends His Power Over Independent Regulators

February 20, 2025
Namrata Bhatia
The actual impact of the EO "may be limited," according to Ian Katz, managing director at Capital Alpha Partners.
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Agency Refinance Business With MI Soars

February 20, 2025
Namrata Bhatia
Insured purchase-mortgage volume in agency MBS fell 9% in the fourth quarter.
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Homebuying Market More Active as Lock-in Effect Eases

February 20, 2025
Shannon Clark
By the second quarter of 2025, more than 50% of mortgages could hold interest rates higher than 4%, according to Mat Ishiba, chairman and CEO of United Wholesale Mortgage.
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States, Feds Likely to Divvy Up Oversight Focuses

February 20, 2025
Shannon Clark
State and federal regulators are likely to differ when it comes to their oversight priorities over the next few years.
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Short Takes: Remodeled Homes Take Priority / ServisFirst Bank Hires New CFO / Snapdocs Earns First MISMO Compliance / Cash Purchases Hit Lowest Share

February 20, 2025
Shannon Clark
Fixer-uppers are selling for 7.3% less than similar remodeled homes, the largest discount in three years.
Read More
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