The CFPB, HUD, VA and a number of other agencies are planning to issue proposals and final rules.

The RFI includes a variety of questions regarding timing requirements for TRID disclosures, fee disclosure tolerance thresholds, how borrowers’ right of rescission impacts refinances and issues involving reverse mortgages.

Redwood's book value declined by between 1% and 3% at the end of June compared with the end of March.

The sharpest increase in the use of securitization was in the expanded-credit mortgage market.

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances increased to 6.58% in the week ending July 3, according to the MBA.

“The market wrestled with some uncertainty throughout the spring shopping season, but mortgage rates declining from their mid-spring peak has added some extra heat as we head into an already toasty summer,” said Mischa Fisher, chief economist at Zillow.

Among Two Harbors Investment shareholders that voted for or against CrossCountry Mortgage's planned acquisition of Two Harbors, 69.7% voted in favor.

“I understand how the Department of Housing and Urban Development and FHA operate behind the scenes, how decisions are made, and what it takes to successfully close complex financing transactions from both sides of the table,” Frank Cassidy wrote on Linkedin.

Home prices will increase 4.8% on an annual basis as of April 2027, according to projections by Cotality.

Changes in capital requirements could open the door to greater bank participation in the mortgage market though.