The Mortgage Bankers Association expects mortgage rates will remain in a narrow band this year while Fannie Mae forecasts declines.

Appraisal reforms included in a Senate-approved housing package didn’t make it into a housing bill moving through the House. Meanwhile, the MBA raised concerns about the reforms in the Senate legislation.

Some Democrats in Congress have also sought to limit institutional investment in the single-family market in recent years.

The incentive is tied to the 40th anniversary of the lender.

Five non-agency mortgage-backed securities started marketing Wednesday.

Interest rates on mortgages at the beginning of 2026 were at a level last seen in September 2024.

Some 69.8% of mortgages originated during the third quarter of 2025 were securitized.

Loans originated by Rocket account for 47.4% of the $672.1 million jumbo MBS Redwood started marketing Tuesday.

Home prices will increase by 1.3% on an annual basis in 2026, according to projections by Veros Real Estate Solutions.

FHFA Director Bill Pulte said he has had discussions with the leaders of credit bureaus but he isn’t satisfied with the companies’ actions.