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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Banks Seek Looser Capital Requirements for MSRs

June 25, 2026
Brandon Ivey
Federal regulators are open to adjusting the 250% risk weight that currently applies to bank holdings of mortgage servicing rights. Trade groups are calling for it to be reduced to 100%.
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Listings of Homes for Sale Decline as Summer Starts

June 25, 2026
Brandon Ivey
The number of new listings last week hit the lowest level since February.
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Short Takes: Sales of New Homes Decline / HELOC Lender Raises Capital / Big Banks Pass Stress Test With Major Home Price Depreciation

June 25, 2026
Brandon Ivey
Sales of new homes declined on monthly and annual bases in May.
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Nonbank Share of Originations Rises in First Quarter

June 25, 2026
Brandon Ivey
Nonbanks accounted for 68.0% of residential mortgage originations in the first quarter of 2026. (Includes two data charts.)
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Short Takes: Housing Bill Headed to Trump / Fannie to Expand Title-Insurance Skipping Pilot / Angel Oak Shifts MBS Strategy / Income Declines at KB Home

June 24, 2026
Brandon Ivey
H.R. 6644, the 21st Century ROAD to Housing Act, is being hailed as the most significant housing legislation from Congress in three decades.
Read More

Warehouse Lending Capacity Up Slightly in First Quarter

June 23, 2026
Brandon Ivey
Chase remained the largest warehouse provider as of the end of the March, while losing some market share.
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Economists at MBA, Fannie Closer to Alignment on Rate Forecasts

June 23, 2026
Brandon Ivey
Fannie increased its interest rate projections somewhat in the latest monthly forecast from the GSE.
Read More

MBA Warns of Potential for Home Price Depreciation

June 23, 2026
Brandon Ivey
Demographic shifts are expected to lead housing supply to surpass demand in the coming years.
Read More

Short Takes: Senate Passes Housing Bill / CFPB Plans Mortgage RFI / Home Price Appreciation Picks Up / Homeownership Demand Increases

June 23, 2026
Brandon Ivey
The House is poised follow the Senate and approve H.R. 6644, the 21st Century ROAD to Housing Act, as soon as this week.
Read More

Ginnie Gains More Servicing Share During First Quarter

June 18, 2026
Brandon Ivey
Ginnie Mae’s share of total residential servicing outstanding increased to 18.5% as of the end of March.
Read More
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