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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Pulte Frustrated, Confused by Credit Bureaus on Score Pricing

January 6, 2026
Brandon Ivey
FHFA Director Bill Pulte said he has had discussions with the leaders of credit bureaus but he isn’t satisfied with the companies’ actions.
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Affordability Improves With Slow Home Price Appreciation

January 6, 2026
Brandon Ivey
Home prices increased by 0.7% on an annual basis in 2025, according to Intercontinental Exchange.
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Short Takes: Home Price Depreciation Spreads / Pulte Wants More Changes From Homebuilders / New Head of Mortgage Finance at Chase / New CEO at Sagent / BSI’s Servicer Ratings Affirmed

January 6, 2026
Brandon Ivey
Home prices declined on an annual basis in 2025 in 35 of the largest 100 markets in the country, according to Intercontinental Exchange.
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GSE-Eligible Securitization Rate Climbs in Third Quarter

January 2, 2026
Brandon Ivey
The securitization rate for residential mortgages originated during the third quarter was near the same level seen in 2019. Meanwhile, the share of GSE-eligible mortgages that flowed into MBS increased.
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Warehouse Lending Commitments Rise in 3Q

December 31, 2025
Brandon Ivey

As of the end of September, warehouse commitments were up 1.9% from the end of June.


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Mortgage Sales Rise at Banks and Thrifts

December 30, 2025
Brandon Ivey
Chase had the most mortgage sales volume in the third quarter among depositories, according to a recent Inside Mortgage Trends analysis of call report data.
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Mortgage-Banking Income at Depositories Increases

December 22, 2025
Brandon Ivey
Banks and thrifts saw a 6.1% increase in mortgage-banking income from the second to the third quarter.
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Planet Financial, UWM Facing Some Financial Pressure

December 19, 2025
Brandon Ivey
The parent companies of Planet Home Lending and United Wholesale Mortgage were hit with rating moves by Fitch Ratings, which cited an increase in corporate leverage at the companies.
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Bank Retail Lending Slows in 3Q, Mortgage Sales Rise

December 19, 2025
Brandon Ivey
SoFi Bank posted an 18.2% quarterly increase in retail lending in the third quarter, while the market as a whole contracted. The bank is looking to cross-sell mortgages to its customers. (Includes two data tables.)
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Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

December 19, 2025
Brandon Ivey
The GSE share of servicing outstanding fell from 46.4% at the end of June to 46.1% at the end of September.
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