Banks Seek Looser Capital Requirements for MSRs June 25, 2026 Brandon Ivey Federal regulators are open to adjusting the 250% risk weight that currently applies to bank holdings of mortgage servicing rights. Trade groups are calling for it to be reduced to 100%.Read More
Listings of Homes for Sale Decline as Summer Starts June 25, 2026 Brandon Ivey The number of new listings last week hit the lowest level since February.Read More
Short Takes: Sales of New Homes Decline / HELOC Lender Raises Capital / Big Banks Pass Stress Test With Major Home Price Depreciation June 25, 2026 Brandon Ivey Sales of new homes declined on monthly and annual bases in May.Read More
Nonbank Share of Originations Rises in First Quarter June 25, 2026 Brandon Ivey Nonbanks accounted for 68.0% of residential mortgage originations in the first quarter of 2026. (Includes two data charts.)Read More
Short Takes: Housing Bill Headed to Trump / Fannie to Expand Title-Insurance Skipping Pilot / Angel Oak Shifts MBS Strategy / Income Declines at KB Home June 24, 2026 Brandon Ivey H.R. 6644, the 21st Century ROAD to Housing Act, is being hailed as the most significant housing legislation from Congress in three decades.Read More
Warehouse Lending Capacity Up Slightly in First Quarter June 23, 2026 Brandon Ivey Chase remained the largest warehouse provider as of the end of the March, while losing some market share.Read More
Economists at MBA, Fannie Closer to Alignment on Rate Forecasts June 23, 2026 Brandon Ivey Fannie increased its interest rate projections somewhat in the latest monthly forecast from the GSE.Read More
MBA Warns of Potential for Home Price Depreciation June 23, 2026 Brandon Ivey Demographic shifts are expected to lead housing supply to surpass demand in the coming years.Read More
Short Takes: Senate Passes Housing Bill / CFPB Plans Mortgage RFI / Home Price Appreciation Picks Up / Homeownership Demand Increases June 23, 2026 Brandon Ivey The House is poised follow the Senate and approve H.R. 6644, the 21st Century ROAD to Housing Act, as soon as this week.Read More
Ginnie Gains More Servicing Share During First Quarter June 18, 2026 Brandon Ivey Ginnie Mae’s share of total residential servicing outstanding increased to 18.5% as of the end of March.Read More