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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Rising Interest Rates Helping to Lift MSR Values

May 22, 2026
Brandon Ivey
An increase in interest rates limits prepayments on existing mortgages, helping to boost the value of mortgage servicing rights.
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Short Takes: Weinbach to Lead Radian / Pennymac Resuming Jumbo MBS Issuance / Housing Starts Decline / Interest Rates Jump

May 22, 2026
Brandon Ivey
Mike Weinbach was most recently president of Mr. Cooper Group, leaving the company shortly after it was acquired by Rocket Companies.
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Chase Deal Skews HEL Securitization in First Quarter

May 21, 2026
Brandon Ivey
Excluding a one-off $5.69 billion issuance from Chase, securitization of home equity loans declined during the first quarter. Activity involving closed-end second liens held up while HELOC issuance fell. (Includes three data tables.)
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Senate Leaders Not Ready to Go With House on Housing Bill

May 21, 2026
Brandon Ivey
“There’s still work to be done and we are committed to continuing to work with the White House and our colleagues in the House on a housing bill that can pass the Senate and get to the president’s desk,” said Sens. Tim Scott, R-SC, and Elizabeth Warren, D-MA.
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GSE VantageScore Pilot Secrecy Extends to Credit Bureau

May 21, 2026
Brandon Ivey
Even officials at Experian aren’t sure how many lenders are participating in the pilot.
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Refi Share of Originations Nears 50% in First Quarter

May 21, 2026
Brandon Ivey
The refi share of originations hit 46.7% in the first quarter, thanks to low interest rates in January and February. Purchase-mortgage volume was up 3.7% compared to the first quarter of 2025. (Includes four data tables.)
Read More

Short Takes: GSEs Adjust LLPAs / Mortgage Defect Rate Down Slightly / HELOC Securitization Picks Up / Pending Home Sales Decline

May 21, 2026
Brandon Ivey
The GSEs have differing loan level price adjustments for classic FICO and VantageScore 4.0, according to VantageScore.
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Delinquency Rate Declines, as Usual, in First Quarter

May 21, 2026
Brandon Ivey
Despite the decline, the delinquency rate at the end of March was above the level seen in March 2025. Some of the increase has been pinned on FHA loss-mitigation changes, though foreclosure activity is also rising. (Includes two data tables.)
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Revised Housing Bill Passes House, Fate in Senate Unclear

May 21, 2026
Brandon Ivey
Versions of the 21st Century ROAD to Housing Act have passed both the House and Senate with broad bipartisan support. However, differences persist.
Read More

GSE CRT Issuance Increases in First Quarter

May 20, 2026
Brandon Ivey
The GSEs issued CRT deals in March even with economic volatility tied to the war with Iran.
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