Mortgage companies waiting for the market to improve; some high marks on MSRs; Ishbia ready to dedicate more time to UWM; Equifax offers expanded credit reports; House approves bill to set minimum federal standards for remote online notarization; Better launches mortgage product for Amazon employees.

Goldman has only issued a handful of expanded-credit MBS, the most recent coming about a year ago.

One executive speaking at SFVegas described the acceptance of VantageScore by the GSEs as a “seismic event.”

The origination market being what it is, Rocket can pick up production assets on the cheap, a plus...

After playing defense in 2022, investors appear to be willing to deploy capital even as the MBS and ABS markets face numerous headwinds. Attendance at this week’s SFVegas conference hit a record level.

Prime jumbos are unlikely to account for the majority of non-agency MBS issued this year, a first for the products since the time before the financial crisis. Non-QM MBS issuance is holding up better and second-lien securitizations are building some momentum.

Global conflicts top of mind at SFVegas; ESG and credit risk; no housing-finance reform expected when the sun’s out; Ginnie looking to fill COO position; American Car Center’s subprime ABS under review.

It’s been four months since FHFA approved new credit scoring models for loans delivered to the GSEs. While the transition wasn’t going to be quick, industry participants are still waiting on a timeline.

Redwood's latest MBS includes somewhat older loans and a mix of super-prime mortgages and expanded-prime collateral.

Fannie Mae is "moving away from implying that an appraisal is a default requirement."