The commission structure for real estate agents looks likely to change as the National Association of Realtors and brokerages face charges of price fixing. The move is unlikely to have a major impact on mortgage lenders.

The CFPB has concerns about lenders reducing LO comp in an effort to increase originations.

The MBA is taking its concerns about rising costs for obtaining credit scores to the Federal Housing Finance Agency, the Consumer Financial Protection Bureau and the Federal Trade Commission, among other entities.

The surge in securitization is driven by nonbanks that have boosted home equity lending as refinance business dried up in 2023.

Purchase-mortgage applications increased even as interest rates inched up.

AGNC Investment generated $412 million in net income in the fourth quarter.

FINRA has proposed reducing the reporting timeframe for MBS and ABS trades to one minute.

Just 0.23% of mortgages were in forbearance as of the end of 2023.

The last time FHA delinquencies were this high came during the COVID crisis...

The amount of Ginnie Mae servicing outstanding increased by 1.9% in the fourth quarter. On an annual basis, servicing volume was up 8.2%. Defaults on loans in Ginnie MBS are also rising, particularly for FHA loans. (Includes four data tables.)