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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Fannie Loosens Some Underwriting Requirements

June 8, 2023
Brandon Ivey
Changes for cash-out refis, certain ARMs and manufactured-home loans.
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Short Takes: Rate Locks Decline in May / Community Banks Pulling Back / Leo Leaving SFA / Homeowners Insurance and Affordability

June 8, 2023
Brandon Ivey
Locks for both purchase mortgages and refis declined on a monthly basis in May.
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Short Takes: CFPB Warning on Chatbots / Attorneys Get Their Share / Renters, Stress and Homeownership / Applications Down Again

June 7, 2023
Brandon Ivey
The CFPB warned that companies that deploy the technology could fail to comply with consumer protection laws...
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Short Takes: Chase’s $200 Offer; Home-Price Appreciation Outlook; Non-QM MBS; Balbec’s Scratch-and-Dent Deal

June 6, 2023
Brandon Ivey
In certain areas, Chase is offering mortgage shoppers $200 to consider a mortgage from the bank.
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A Not-So-Bad Decline in 1Q23 EC Production

June 5, 2023
Brandon Ivey
The top three expanded-credit volume leaders in 1Q23: Citibank, U.S. Bank and Deephaven...
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Expanded-Credit Lending Holds Up in Tough 1Q

June 2, 2023
Brandon Ivey
Originations of expanded-credit mortgages declined in the first quarter, but not as much as total first-lien production. Trends among expanded-credit lenders were decidedly mixed. (Includes data chart.)
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Short Takes: Strong Economy Pushing Interest Rates Up / Potential Borrowers Waiting / Planet Home Expands Retail Footprint / Fractional Home-Equity Tokenization

June 2, 2023
Brandon Ivey
The market has priced in the likelihood of another Fed rate hike...
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FHFA Encouraged to Establish Social Bond Framework for GSEs

June 1, 2023
Brandon Ivey
Numerous industry participants support FHFA developing a social bond designation for single-family MBS issuance from the GSEs. There are lingering concerns about the impact on the agency MBS market and borrower privacy.
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Grapevine: UBS Ending Mortgage Trading Operation; Ginnie Disclosures

June 1, 2023
Brandon Ivey
UBS exiting TBA trading business; Ginnie to increase servicing disclosures; Ellington to acquire Arlington.
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Outstanding FHLBank Advances Pass $1 Trillion Mark

June 1, 2023
Brandon Ivey
The trillion-dollar threshold has only been reached once before.
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