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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Short Takes: CFPB Warning on Chatbots / Attorneys Get Their Share / Renters, Stress and Homeownership / Applications Down Again

June 7, 2023
Brandon Ivey
The CFPB warned that companies that deploy the technology could fail to comply with consumer protection laws...
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Short Takes: Chase’s $200 Offer; Home-Price Appreciation Outlook; Non-QM MBS; Balbec’s Scratch-and-Dent Deal

June 6, 2023
Brandon Ivey
In certain areas, Chase is offering mortgage shoppers $200 to consider a mortgage from the bank.
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A Not-So-Bad Decline in 1Q23 EC Production

June 5, 2023
Brandon Ivey
The top three expanded-credit volume leaders in 1Q23: Citibank, U.S. Bank and Deephaven...
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Expanded-Credit Lending Holds Up in Tough 1Q

June 2, 2023
Brandon Ivey
Originations of expanded-credit mortgages declined in the first quarter, but not as much as total first-lien production. Trends among expanded-credit lenders were decidedly mixed. (Includes data chart.)
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Short Takes: Strong Economy Pushing Interest Rates Up / Potential Borrowers Waiting / Planet Home Expands Retail Footprint / Fractional Home-Equity Tokenization

June 2, 2023
Brandon Ivey
The market has priced in the likelihood of another Fed rate hike...
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FHFA Encouraged to Establish Social Bond Framework for GSEs

June 1, 2023
Brandon Ivey
Numerous industry participants support FHFA developing a social bond designation for single-family MBS issuance from the GSEs. There are lingering concerns about the impact on the agency MBS market and borrower privacy.
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Grapevine: UBS Ending Mortgage Trading Operation; Ginnie Disclosures

June 1, 2023
Brandon Ivey
UBS exiting TBA trading business; Ginnie to increase servicing disclosures; Ellington to acquire Arlington.
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Outstanding FHLBank Advances Pass $1 Trillion Mark

June 1, 2023
Brandon Ivey
The trillion-dollar threshold has only been reached once before.
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Lenders Concerned by FHFA Credit Score Proposal

June 1, 2023
Brandon Ivey
Industry participants want the Federal Housing Finance Agency to delay implementation of credit score changes tied to the capital framework.
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Colonial Savings to Cease Originations, Hold on to Servicing

June 1, 2023
Brandon Ivey
Texas-based Colonial Savings, which has been offering home loans since its founding in 1952, will stop originating mortgages at the end of July.
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