The Community Home Lenders of America said the small-dollar lending initiative introduced by the 21st Century ROAD to Housing Act needs to include direct incentivization to work.

Ginnie waives VA delinquency compliance for TPPs; FHA application share rises; FHA foreclosures.

In late April, Ginnie announced that it would exclude FHA mortgages on trial payment plans when calculating servicers’ delinquency ratios for compliance purposes.

Ginnie Mae President and Acting FHA Commissioner Joe Gormley said both agencies are looking for ways to incorporate artificial intelligence into their programs.

Ginnie Mae’s president said the agency is keeping an eye on its systems and those of its issuers to protect against cyberattacks.

The first-quarter tally was the highest quarterly issuance total for Ginnie since the fourth quarter of 2021.

CHLA suggested the facility be modeled after the pass-through assistance program Ginnie launched in 2020 to support servicers facing liquidity shortfalls due to pandemic-related borrower forbearances.

The securitization market for government-insured mortgages during the second quarter of 2026 was the strongest since the fourth quarter of 2021. (Includes four data tables.)

Among other changes, FHA formalized a waiver that allows borrowers to make trial payment plan payments more than 15 days before the due date without penalty.