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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

FHA Waived Net Worth Requirements for Some Credit Unions

August 22, 2025
Emmeline Willey
Julia Gordon, in her final days as commissioner, granted low-income credit unions a waiver from meeting FHA’s net worth requirements for lenders. The action was only recently formally disclosed.
Read More

FHA/VA Loan Applications Up From 2024 Levels

August 22, 2025
Emmeline Willey
Applications for government-backed loans mid-August were above the levels seen in 2024.
Read More

Evidence of Discrimination in HECM Lending

August 22, 2025
Emmeline Willey
Researchers have found that minority applicants were less likely than white applicants to be approved for a reverse mortgage.
Read More

Around the Industry

August 22, 2025
Emmeline Willey
Appraisal Subcommittee gets new leader; VA updates mileage fee criteria; HUD updates handbook.
Read More

VA Lending Appears Insulated From Federal Staff Reductions

August 21, 2025
Emmeline Willey
The Trump administration slashed hundreds of jobs at the VA Loan Guaranty Service, but lenders say it’s not causing issues in VA lending.
Read More

Secondary Market Wary of Swings in Regulation, Oversight

August 21, 2025
Emmeline Willey
Most lenders will likely continue to follow existing laws and maintain responsible practices, according to a managing director at a bank’s investment division.
Read More

CFPB Specter Keeps Market Accountable

August 18, 2025
Emmeline Willey
Despite the Trump administration’s efforts to defang the CFPB, securities market participants are wary the regulator still could crack down on malfeasance with a vengeance should political tides turn.
Read More

ICE Maintains Modest Growth Expectations for Mortgage Tech

August 15, 2025
Emmeline Willey
Intercontinental Exchange maintained its guidance for low- to mid-single digit revenue growth this year from its mortgage technology segment, supported by incoming clients.
Read More

Private Student Loan Market Exposed to Federal Changes

August 14, 2025
Emmeline Willey
Market participants are limiting the reach of federal student loan programs to spur more private loan activity, but borrowers with lower credit scores might get left behind.
Read More

Plenty of Demand for Asset-Backed Finance in ABS Circles

August 14, 2025
Emmeline Willey
The maturation of private credit will be a key stepping stone for companies looking to issue ABS, according to a manager at a private investment firm.
Read More
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