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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

Servicers Seek More Time to Implement VA Partial Claims

March 13, 2026
Emmeline Willey
The Mortgage Bankers Association and Community Home Lenders of America urged the Department of Veterans Affairs to allow for at least 180 days to implement a new partial claim program.
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MBA Calls for Changes to FHA Multifamily Loan Limits

March 13, 2026
Emmeline Willey
The Mortgage Bankers Association withheld its support for housing legislation ahead of a vote this week in the Senate, seeking changes to FHA and VA provisions. The Senate passed the bill without further amendments.
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Servicers Face Higher Costs Amid Rising Delinquencies

March 13, 2026
Emmeline Willey
The costs of servicing nonperforming FHA loans were high enough for Mortgage Center, a Michigan-based credit union service organization, to change its strategy.
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Ginnie MBS Withdrawals Hit Three-Year High in 4Q

March 13, 2026
Emmeline Willey
Some $87.67 billion of loans were removed from Ginnie Mae mortgage-backed securities during the fourth quarter of 2025, with about 87% of them representing borrower payoffs. (Includes two data tables.)
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FHA Borrowers Assuming Pandemic-Era Mortgages

March 13, 2026
Emmeline Willey
Some homebuyers are finding relief by assuming FHA mortgages that were originated during the pandemic.
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FHA to Allow Early Payments on Trial Loan Mods

March 13, 2026
Emmeline Willey
FHA issued a waiver last week allowing borrowers to make early payments under a trial payment plan.
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Around the Industry

March 13, 2026
Emmeline Willey
FHA resolves most Neighborhood Watch errors; MISMO publishes standard for FHA applications; former FHA commissioner joins VA lender’s advisory board.
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Music ABS Issued in 2024 on Watch for Downgrade

March 12, 2026
Emmeline Willey
Kroll Bond Ratings Agency placed a 2024 transaction issued by Kobalt Music on watch for a potential downgrade because of the flagging performance of the underlying assets.
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Iran Conflict Adds to Homebuyers’ Affordability Woes

March 12, 2026
Emmeline Willey
Inflation from the continuing conflict in the Middle East is adding uncertainty for homebuyers who were already cautious amid a weaker labor market and fluctuating tariff policies.
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Interest Rates on Mortgages Rise Amid Iran Conflict

March 11, 2026
Emmeline Willey
The market’s response to the attacks is in line with its recent divergence from historical reactions to outside stressors, said Andrew Rhodes, head of trading at Mortgage Capital Trading.
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