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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

Bill to Establish VA Partial Claims Moves Forward

May 16, 2025
Emmeline Willey
The House Veterans’ Affairs Committee forwarded a partial claims bill to Congress, but committee members warned that tens of thousands of veteran borrowers are facing foreclosure in the meantime.
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MBA Pushes Regulatory Changes at FHA, VA

May 16, 2025
Emmeline Willey
The Mortgage Bankers Association is seeking rollbacks and revisions of FHA and VA regulations that the trade group sees as burdensome.
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Veterans United Correspondent Sales Weakened in 2024

May 16, 2025
Emmeline Willey
Veterans United Home Loans saw a sharp decline in correspondent sales of government-backed loans in 2024, while volume at Guild Mortgage and Rate surged. (Includes data table.)
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HUD Nominees Echo Trump Admin on FHA Concerns

May 16, 2025
Emmeline Willey
In response to questions from Senate Democrats, nominees for HUD positions expressed views in line with the Trump administration’s restrictions on FHA loans for non-permanent residents.
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FHA Archives Hundreds of Defunct MLs

May 16, 2025
Emmeline Willey
FHA has archived nearly 600 mortgagee letters that it determined had expired or been fully superseded by the current FHA handbook or other policies, to help improve the accuracy of web searches.
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USDA Direct SFH Loan Program on Chopping Block

May 16, 2025
Emmeline Willey
The Trump administration’s 2026 discretionary budget would eliminate the U.S. Department of Agriculture’s single-family home direct loan program, a small program that saw record interest in 2024.
Read More

Around the Industry

May 16, 2025
Emmeline Willey
Ginnie Mae is modifying its master subservicer system; VA Loan Guaranty Service launches toolkit for real estate professionals; FHA places 90-day foreclosure moratorium on Virginia homes affected by flooding and winter storms.
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AutoNation Branches Out With its First Prime ABS

May 15, 2025
Emmeline Willey
Vehicle retailer AutoNation has so far focused on nonprime borrowers.
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VA Partial Claims Bill Bound for House Floor

May 15, 2025
Emmeline Willey
The House Veterans’ Affairs Committee marked up a bill to establish a partial claims program as the last-resort home retention option for borrowers with VA-backed loans.
Read More

Bipartisan Support to Add Contingencies to Flood Assistance

May 14, 2025
Emmeline Willey
Sen. Thom Tillis, R-NC, said little has materialized after decades of discussion of disaster mitigation.
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