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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

VA Posts Draft Partial Claim Policies

March 5, 2026
Emmeline Willey
Eligibility for partial claims would be backdated to the sunset of the VA servicing purchase program, on May 1, 2025.
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Refi Activity Soars at VA, FHA in Fourth Quarter

March 4, 2026
Emmeline Willey
Refi guarantees in the Department of Veterans Affairs’ home loan program more than doubled during the fourth quarter.
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HUD Staffing Levels Continue Declining

March 2, 2026
Emmeline Willey
Retirements and a lack of new hires led staffing levels to shrink in the third quarter of 2025.
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FHA, VA Refi Endorsements Soar in Fourth Quarter

February 27, 2026
Emmeline Willey
VA refinance activity more than doubled in the fourth quarter and FHA refi volume was up 55%. United Wholesale Mortgage was the top lender in both government loan programs. (Includes three data tables.)
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Government Program Leaders Discuss Future Initiatives

February 27, 2026
Emmeline Willey
Heads of government mortgage programs discussed current and future initiatives last week at the Mortgage Bankers Association’s servicing summit.
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Flaws Seen in FHA Sales of Foreclosure Properties

February 27, 2026
Emmeline Willey
Enhancing exclusive listing periods of foreclosed properties for owner-occupants might have had an effect on increasing the supply of affordable homes for homebuyers despite caveats, according to the Department of Housing and Urban Development’s Office of Inspector General.
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Veterans United Sued Over Illegal Predatory Practices

February 27, 2026
Emmeline Willey
A class-action lawsuit filed against Veterans United alleges that the lender collected fees from external agents in exchange for leads, and misrepresented itself as an affiliate of the VA.
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HUD OIG Warns of Fraud Risks at FHA

February 27, 2026
Emmeline Willey
The Department of Housing and Urban Development’s Office of the Inspector General identified 64 potential fraud schemes FHA hadn’t accounted for in its single-family risk inventory.
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FHA, VA Loans Helping Stretched Borrowers

February 27, 2026
Emmeline Willey
Loans backed by FHA and the Department of Veterans Affairs have captured a larger share of the market in recent years, but the affordability crisis could hit government-insured borrowers harder.
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HUD Staff Levels Slip in Third Quarter

February 27, 2026
Emmeline Willey
Staffing levels at the Department of Housing and Urban Development fell in the third quarter last year, according to a report from the Government Accountability Office.
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