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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

VA Lending Falls, Refis in Particular

June 30, 2025
Emmeline Willey
Table-funding giant UWM led the pack, originating $7.06 billion of VA loans in 1Q25, giving it a market share of 16.0%.
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VA Originations Down in 1Q as Refi Activity Falls Hard

June 27, 2025
Emmeline Willey
Refi activity in the VA market cooled during the first quarter of 2025 and purchase-mortgage volume was also down. (Includes two data tables.)
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Correspondent Channel Gains Share in Government Market

June 27, 2025
Emmeline Willey
The volume of government-insured loans originated through the correspondent channel increased 10.6% on a quarterly basis in the first quarter, while retail and broker originations shrank. (Includes data table.)
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Servicers Losing Money Under HUD CWCOT Practice

June 27, 2025
Emmeline Willey
Servicers may be required to overspend in auctions under HUD’s claims without conveyance of title program, according to the Mortgage Bankers Association.
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HUD Director Promises More Deregulation

June 27, 2025
Emmeline Willey
HUD Secretary Scott Turner promised continued deregulatory efforts at the agency.
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RHS Considers Contracting Direct Loan Servicer

June 27, 2025
Emmeline Willey
The Rural Housing Service expressed interest in contracting out the servicing of its direct loan portfolio.
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HUD Floats Leveling of FHA Multifamily Premiums

June 27, 2025
Emmeline Willey
HUD plans to level upfront and annual mortgage insurance premiums across FHA multifamily programs.
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FHA Rolls Out Aid for 2025 Storms Amid Uncertainty

June 27, 2025
Emmeline Willey
HUD has imposed foreclosure moratoriums for FHA-backed mortgages on homes in disaster-impacted areas across several states. Meanwhile, there are lingering questions about the impact of increasingly frequent disasters on FHA’s Mutual Mortgage Insurance Fund.
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Around the Industry

June 27, 2025
Emmeline Willey
HUD to shift headquarters; FHA lending update; VA launches improved help desk; FHA looks into BNPL; organizations sue HUD over Fair Housing Act grants.
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Solar ABS Downgraded After Bankruptcies

June 26, 2025
Emmeline Willey
ABS comprised of solar loans, and the companies that service them, are under pressure as uncertainty swirls around the future of Biden-era clean energy provisions.
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