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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

AEI Scrutinizes FHA Partial Claims as Usage Rises

November 14, 2025
Emmeline Willey
Rising usage of FHA partial claims raised flags for American Enterprise Institute Senior Fellow Tobias Peter amid an ongoing audit of FHA’s efficiency at tracking and collecting the claims.
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Trade Groups Reflect on Shutdown Disruptions

November 14, 2025
Emmeline Willey
CHLA called on Congress and federal agencies to work together to correct “budgetary anomalies” that cause certain lending programs to be frozen during shutdowns.
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Half of Vets Unaware of VA Loan Zero-Down Option: Report

November 14, 2025
Emmeline Willey
Lender Navy Federal Credit Union surveyed servicemembers and veterans, finding many aren’t aware of the main benefits of home loans backed by the Department of Veterans Affairs.
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Around the Industry

November 14, 2025
Emmeline Willey
FHA application share grows; FHA Loan Review System back online; NAR warns of post-shutdown bottleneck; USDA Rural Development nominee testifies.
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Index to Allow Investors to Hedge Ginnie Delinquency Risks

November 13, 2025
Emmeline Willey
Vista Index Services plans to release an index next month that will give investors an opportunity to hedge against delinquency risks in Ginnie MBS, rather than selling securities if there’s a downturn.
Read More

Bill Seeks Forbearance for Federal Workers During Shutdown

November 13, 2025
Emmeline Willey
The bill would require servicers to grant 90 days of forbearance to certain federal employees during a government shutdown.
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HUD Punts Energy Efficiency Standards to 2026

November 11, 2025
Emmeline Willey
Homebuilders and lenders balked at the standards.
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Home Equity Awareness Can Help Borrowers Avoid Foreclosure

November 7, 2025
Emmeline Willey
Alerting delinquent borrowers of their home equity might lead some to sell for a profit, avoiding the costs and disruptions incurred by foreclosure, according to industry analysts.
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SNAP Limbo Adds to Challenges for Some ABS Loans

November 6, 2025
Emmeline Willey
With the near-term outlook hazy for the government’s SNAP food assistance program as the shutdown drags on, any reduction or end to payments could add to the mounting financial pressures recipients already face, putting pressure on ABS performance.
Read More

Pagaya Strikes Auto Loan Deal With Castlelake

November 6, 2025
Emmeline Willey
Fintech firm Pagaya inked a forward flow agreement with investment firm Castlelake for up to $500 million in auto loans.
Read More
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