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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

VA Partial Claims Bill Makes Some Progress in Senate

June 13, 2025
Emmeline Willey
A second bill that would authorize the Department of Veterans Affairs to establish a partial claim program has joined a similar House-approved measure in the Senate Veterans Affairs committee’s pipeline.
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A&D Assumes Flagstar Team’s FHA Offerings

June 13, 2025
Emmeline Willey
A&D Mortgage will carry on the flexible FHA lending practices previously observed at the former Flagstar’s correspondent unit.
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Ginnie Removes Buydown Limits in Custom SF Pools

June 13, 2025
Emmeline Willey
Ginnie Mae announced it will remove the 10% concentration limit on its single-issuer, custom single-family pools, effective June 16.
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FHA’s CWCOT Program Can Be Made Better, UI Says

June 13, 2025
Emmeline Willey
FHA’s claims without conveyance of title program already saves FHA, servicers and borrowers time and money, and the program could be made more effective, according to analysts at the Urban Institute.
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Around the Industry

June 13, 2025
Emmeline Willey
Andrew Hughes confirmed as HUD deputy secretary; HUD to end affirmative fair housing marketing requirements for FHA multifamily program applicants; HUD updates civil monetary penalty amounts to match inflation.
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Ginnie Provides Relief to Issuers With Shift on Buydowns

June 13, 2025
Emmeline Willey
Ted Tozer, a fellow at the Urban Institute and former Ginnie president, said he expects the volume of buydowns in custom single-family pools to explode as lenders take advantage of the rule change.
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Ginnie Removes Buydown Cap on Custom Pools

June 12, 2025
Emmeline Willey
Ginnie Mae eliminated the 10% concentration limit on buydown securitizations in custom single-family MBS.
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Bill Banning Trigger Leads Sent to House Floor

June 12, 2025
Emmeline Willey
The legislation cleared the House Committee on Financial Services with a 46-0 vote this week against opposition from credit bureaus.
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New Real Estate Firm Comes to Zown

June 6, 2025
Emmeline Willey
Canadian startup Zown is offering its low commission and downpayment assistance services in California, marking its entry into the U.S.
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ABS Backed With Oldies Show Stable Performance

June 5, 2025
Emmeline Willey
ABS tied to royalties from older music exhibit more stable performance than recent releases, according to KBRA.
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