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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

HECM Lending Slips in Second Quarter

September 19, 2025
Emmeline Willey
Endorsements of FHA home equity conversion mortgages fell overall in the second quarter of 2025, although purchase HECMs saw double-digit gains. (Includes three data tables.)
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MISMO Seeks Comment on Government Servicing Dataset

September 19, 2025
Emmeline Willey
The Mortgage Industry Standards Maintenance Organization has a new data framework for servicers of government-backed loans.
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CHLA Supports Condo Certification Reciprocity

September 19, 2025
Emmeline Willey
The Community Home Lenders of America suggested that the Trump administration incorporate reciprocal approval for condo buildings between FHA and the GSEs if the administration declares a national housing emergency.
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Around the Industry

September 19, 2025
Emmeline Willey
EPM brings VA lending in-house; House continuing resolution edits VA partial claim program; FHA updates Section 232 rehabilitation language.
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Truist Accuses Competitor of Swiping Mortgage Team

September 15, 2025
Emmeline Willey
The case is ongoing, with Colliers seeking summary judgment.
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Truist Claims Competitor Poached Mortgage Team

September 12, 2025
Emmeline Willey
Truist alleges that Colliers Mortgage used insider information to prompt employees in a mortgage unit at Truist to shift to Colliers.
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Federal Actions Bring Disruption to Private Student Loans

September 11, 2025
Emmeline Willey
Upcoming changes to federal student loan payment options, combined with the resumption of payments and reporting on outstanding loans, will impact ABS, according to analysts at Morningstar DBRS.
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FHA Servicers Face Operational Issue With Policy Change

September 9, 2025
Emmeline Willey
There's the possibility for a borrower to be behind by one or two months on payments, and the servicer has missed FHA's deadline to start a foreclosure.
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Trades, Consumer Advocates Want More Research on BNPL Loans

September 8, 2025
Emmeline Willey
Brendan Kelleher of MBA said one challenge in underwriting BNPL loans is their inconsistent visibility in borrower credit profiles.
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Ginnie August MBS Issuance Slips Even as Refis Increase

September 5, 2025
Emmeline Willey
Issuance of Ginnie Mae single-family mortgage-backed securities declined slightly in August. FHA deliveries were off by 1.9% due to a downturn in purchase mortgages. (Includes two data tables.)
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