More large aggregators adopted eNotes this year, pushing up the share of closings completed digitally.

After revising its CMBS criteria, S&P Global ratings downgraded ratings on a number of commercial MBS deals.

The U.S. Mortgage Insurers said FHA’s Mutual Mortgage Insurance Fund is overdue for reforms, with the 2% capital ratio requirement not sufficient to meet the standards the GSEs and private insurers must satisfy.

Refi volume in Ginnie MBS issuance increased by 46.7% on a monthly basis to $15.25 billion in October.

Some 4.3% of FHA loans and 7.5% of VA loans are underwater, according to Intercontinental Exchange’s November mortgage report.

Issuers produced $47.87 billion of new Ginnie Mae single-family MBS in October, the highest monthly volume so far this year. Refis accounted for 31.9% of the new issuance. (Includes two data tables.)

As delinquencies and foreclosures rise, more homeowners using FHA- and Department of Veterans Affairs-backed mortgage loans hold negative equity positions.

The Department of Housing and Urban Development pushed back the compliance date for updated energy standards to 2026 while it reviews industry feedback.

The Bank of Glen Burnie, a Maryland-based lender, expects to substantially grow its residential mortgage business through its recent acquisition of brokerage VA Wholesale Mortgage.

Rising usage of FHA partial claims raised flags for American Enterprise Institute Senior Fellow Tobias Peter amid an ongoing audit of FHA’s efficiency at tracking and collecting the claims.