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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

Retail Channel Gains Share in Government Market in 2Q

September 19, 2025
Emmeline Willey
The expansion of government-insured lending through the retail channel in the second quarter outpaced growth in correspondent and broker channels. (Includes data table.)
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FHA Chases Affordability Through Deregulation

September 19, 2025
Emmeline Willey
FHA plans to improve housing affordability by removing proverbial red tape, according to Matt Jones, FHA deputy assistant secretary for single-family housing.
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EPM Taking Steps to Get Its FHA Direct Endorsement Restored

September 19, 2025
Emmeline Willey
Equity Prime Mortgage said the delinquency ratios that triggered FHA to terminate its direct endorsement authority in some areas do not capture the financial pressure many borrowers are under.
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Servicers Prepare for FHA Waterfall Changes

September 19, 2025
Emmeline Willey
Mortgage servicers have been putting in the hours to prepare for FHA’s expedited rollout of its new loss-mitigation waterfall beginning next month.
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HECM Lending Slips in Second Quarter

September 19, 2025
Emmeline Willey
Endorsements of FHA home equity conversion mortgages fell overall in the second quarter of 2025, although purchase HECMs saw double-digit gains. (Includes three data tables.)
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MISMO Seeks Comment on Government Servicing Dataset

September 19, 2025
Emmeline Willey
The Mortgage Industry Standards Maintenance Organization has a new data framework for servicers of government-backed loans.
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CHLA Supports Condo Certification Reciprocity

September 19, 2025
Emmeline Willey
The Community Home Lenders of America suggested that the Trump administration incorporate reciprocal approval for condo buildings between FHA and the GSEs if the administration declares a national housing emergency.
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Around the Industry

September 19, 2025
Emmeline Willey
EPM brings VA lending in-house; House continuing resolution edits VA partial claim program; FHA updates Section 232 rehabilitation language.
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Truist Accuses Competitor of Swiping Mortgage Team

September 15, 2025
Emmeline Willey
The case is ongoing, with Colliers seeking summary judgment.
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Truist Claims Competitor Poached Mortgage Team

September 12, 2025
Emmeline Willey
Truist alleges that Colliers Mortgage used insider information to prompt employees in a mortgage unit at Truist to shift to Colliers.
Read More
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