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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

Newly Minted Conglomerate Rocket Mortgage Gears Up for Refi Surge

November 6, 2025
Emmeline Willey
With the acquisitions of Redfin and servicing giant Mr. Cooper complete, Rocket Mortgage’s executives say the lender is positioned to take advantage of sliding interest rates.
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The Government Shutdown, a Delinquency Problem?

November 6, 2025
Paul Muolo and Emmeline Willey
The extended partial shutdown of the federal government is putting stress on some mortgage borrowers.
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Delinquency, Foreclosure Removals Rise in Ginnie MBS

November 5, 2025
Emmeline Willey
Servicer removals tied to FHA delinquencies and foreclosures increased 31.0% from the second quarter.
Read More

Lender Offers USDA Loan Lock Extensions During Shutdown

November 3, 2025
Emmeline Willey
Click n' Close said new locks on USDA loans will be eligible for extensions through the end of the year.
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Ginnie Removals Up in 3Q; FHA Delinquent Loans Lead

October 31, 2025
Emmeline Willey
Borrower payoffs continued to make up the bulk of removals from Ginnie MBS. But the increase in third-quarter volume was led by FHA loan removals for delinquencies and foreclosures. (Includes two data tables.)
Read More

FHA, Ginnie Nominees Hedge in Senate Testimonies

October 31, 2025
Emmeline Willey
FHA Commissioner nominee Frank Cassidy and Ginnie Mae President nominee Joseph Gormley testified before a Senate committee this week, relying on stock language or otherwise sidestepping in their responses.
Read More

Pennymac to Recognize Disabled Veteran Tax Exemption

October 31, 2025
Emmeline Willey
Pennymac is allowing disabled veterans to use their anticipated property tax exemption for loan qualification purposes in certain states.
Read More

Multifamily FHA Borrowers in Limbo

October 31, 2025
Emmeline Willey
Developers planning to apply for FHA financing for multifamily units have to wait until Congress reaches an agreement to fund the government, prompting an application backlog.
Read More

USDA Lender Offering Free Lock Extensions During Shutdown

October 31, 2025
Emmeline Willey
Click n’ Close is offering free rate lock extensions as the government shutdown puts the USDA home loan program on hold.
Read More

MBA, NRMLA Push Google to Allow Age-Targeted HECM Ads

October 31, 2025
Emmeline Willey
The Mortgage Bankers Association and the National Reverse Mortgage Lenders Association requested that Google modify its rules to permit advertising FHA home equity conversion mortgages to seniors.
Read More
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