Young generations are investing in risky endeavors, such as day trading, sports betting and prediction markets, to build wealth instead of through homeownership.

A provision in the proposal would remove the requirement for banks to deduct mortgage servicing rights that reach a certain cap from common equity tier one capital and replace it with a 250% risk weighting on the assets, which might not be low enough to incentivize banks to increase their MSR holdings.

UWM called Two Harbors a "melting ice cube" in a statement shared after the REIT announced it will move forward with an acquisition bid from CrossCountry Mortgage.

Homes were less affordable than historical averages in 97% of counties in the first quarter of 2026, according to a recent report by ATTOM.

NEXA's new initiative would allow originators to share in recurring revenue streams tied to loan performance.

The company recently closed its first rated securitization of the year backed by home equity investments.

New guidelines would eliminate the threshold-based deduction for mortgage servicing rights and apply a 250% risk weight to the assets.

The platform will translate mortgage guidelines and operational policies into configurable, testable and auditable rules.

UWM has two days to improve its proposal for acquiring Two Harbors after CrossCountry Mortgage and an unnamed bidder placed rival offers.

The average homebuyer would save $150 per month by taking out an adjustable-rate mortgage instead of a 30-year fixed-rate mortgage, according to a Redfin report.