Nonbank lender Rate expects to expand the use of AI in its originations and sales processes this year.

President Trump has opposed a plan from his economic advisor to waive penalties on 401(k) withdrawals used for a downpayment.

Intercontinental Exchange said prepayments reached a recent high in December.

Deephaven and Angel Oak Mortgage have begun marketing their first expanded-credit mortgage-backed securities of 2026.

Velocity Financial posted a nearly $10 million improvement on its third-quarter profits.

Mortgage lenders are partnering with student loan debt repayment services as a pathway to drive business with new and existing borrowers.

Homeowners are increasingly tapping into their home equity as part of a strategic planning process given uncertainties in the economy.

“True lender” risk and legal scrutiny are a growing concern for issuers of consumer loan ABS.

President Trump’s directive to lower interest rates helped spur a tightening in mortgage spreads, but economists are skeptical of the long-term impact of the move involving GSE purchases of MBS.

The executive order seeks to limit institutional investors from purchasing single-family homes, but some market participants believe it would do little to boost housing affordability nationally.