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Home » Authors » James Dohnert

Articles by James Dohnert

AARP Files Class Action Against Reverse-Mortgage Lenders

February 2, 2026
James Dohnert
The AARP Foundation filed a class action lawsuit against Celink, Finance of America Reverse and Carrington Mortgage Services claiming that they unlawfully charged home equity conversion mortgage borrowers prohibited fees.
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Short Takes: Provident Expected to Issue MBS of Agency-Eligible Loans / Selene Kicks Off Borrower Assistance Program / NewRez to Move to New Servicing OS / Novacore to Buy Insurance Agency

February 2, 2026
James Dohnert
The Provident deal contains loans mostly made to prime credit borrowers.
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MBS Prepayment Risk Expected to Rise in 2026

January 29, 2026
James Dohnert
Lower interest rates and potential policy changes are expected to help drive an increase in prepayment activity this year.
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MBS Ratings Criteria Change Leads to Upgrades at Fitch

January 29, 2026
James Dohnert
A change in how MBS deals are rated led to more than 1,000 upgrades for tranches of deals backed by HELs and seasoned mortgages.
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Student Loan Obligations an Opportunity for Mortgage Lenders

January 29, 2026
James Dohnert
Many student loan borrowers are facing repayment requirements for the first time in years.
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Political Parties Differ on Cause of Housing Affordability Issues

January 29, 2026
James Dohnert
House Republicans blamed regulations and immigration, while Democrats believe President Trump’s effort to ban institutional investors from buying single-family homes didn’t go far enough.
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Rate Charts AI Expansion in 2026 After Measured Approach

January 29, 2026
James Dohnert
Nonbank lender Rate expects to expand the use of AI in its originations and sales processes this year.
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Trump Against Plan to Use 401(k) for Downpayments

January 29, 2026
James Dohnert
President Trump has opposed a plan from his economic advisor to waive penalties on 401(k) withdrawals used for a downpayment.
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Lower Interest Rates Boost Refis, Prepayments

January 26, 2026
James Dohnert
Intercontinental Exchange said prepayments reached a recent high in December.
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Expanded-Credit MBS Issuance Picks Up Pace

January 26, 2026
James Dohnert
Deephaven and Angel Oak Mortgage have begun marketing their first expanded-credit mortgage-backed securities of 2026.
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