Downpayment Assistance Availability Hits a Record September 4, 2025 James Dohnert Still, experts believe more can be done to educate borrowers on availability of downpayment programs.Read More
Lenders Focusing on Streamlining Business August 29, 2025 James Dohnert Mortgage executives count on AI and automation to streamline business processes and reduce overall costs.Read More
MISMO Launches Confidence Score Standard for AVMs August 29, 2025 James Dohnert The new standard comes ahead of the Oct. 1 effective date for quality control standards that federal regulators announced last year.Read More
Wells, U.S. Bank Reduce First-Lien Mortgage Portfolios in 2Q August 29, 2025 James Dohnert U.S. Bancorp saw the largest decline in first-lien holdings between the end of March and the end of June.Read More
Homebuyers Need Larger-Than-Expected Rate Drop to Refi August 29, 2025 James Dohnert A half-point drop in rates won't generate enough savings to cover the cost of a new loan, Neighbors Bank says.Read More
PennyMac Preps Another Jumbo MBS for 2025 August 29, 2025 James Dohnert This is PennyMac's second prime jumbo MBS of 2025.Read More
Short Takes: Second Criminal Referral Against Fed's Cook / Investors Buy Close to One-Third of Homes / Transunion Data Breach Exposes Millions of Customers' Data August 29, 2025 James Dohnert FHFA Director Bill Pulte announced on X that there's a new allegation of mortgage fraud against Federal Reserve Governor Lisa Cook.Read More
Increasing Tariffs Could Reduce ABS Investor Demand August 28, 2025 James Dohnert Commercial equipment, shipping containers and trucking could experience the biggest negative impacts from new tariff policies.Read More
Short Takes: Home Equity Used to Pay Student Loans / Mortgage Apps Slow / Homesellers Retreat / FNB Hires New Chief Consumer Banking Officer August 27, 2025 Shannon Clark and James Dohnert Interest in HEIs for student loan repayment will likely continue to grow given dwindling deferment options.Read More
Chase Relaunches HELOC Program August 26, 2025 James Dohnert Chase has brought back its HELOC program after stopping new applications in 2020.Read More