ARMs Help Boost Mortgage Credit Availability December 9, 2025 James Dohnert Lending standards are loosening as more borrowers opt for adjustable-rate mortgages.Read More
Short Takes: Housing Trust Fund Allocation Later This Year / Milliman Acquires MorVest Capital / Monthly Mortgage Payments Rise / Chase Preps Jumbo MBS December 9, 2025 Brandon Ivey and James Dohnert Housing Trust Fund allocations for 2026 were just announced, months behind the usual timeline.Read More
Servicer Refi Retention Rose to Three-Year High December 8, 2025 James Dohnert Servicer refinance retention rose to 28% in the third quarter, according to a report from Intercontinental Exchange.Read More
Short Takes: Investor Purchases Stay Flat in 3Q / Homebuyers Ready to Buy in 2026 / Buyers Moving to Refuge Markets / Angelo Gordon Preps MBS of Agency-Eligible Investor Loans December 8, 2025 James Dohnert A soft rental market is holding back home sales to investors.Read More
Homebuyers, Sellers at Impasse as Delistings Rise December 5, 2025 James Dohnert Sellers are unwilling to budge on price and buyers are waiting for better deals or a shift in market, prompting more delistings.Read More
Investor Demand Leading to Larger HEI Deals December 4, 2025 James Dohnert Home equity investment securitization deal sizes increased with issuance in November and activity is expected to remain elevated in 2026 thanks to strong demand from investors.Read More
Small Boost to GSE Loan Limits in 2026; Home Price Outlook Flat December 4, 2025 James Dohnert Conforming loan limits for mortgages sold to Fannie Mae and Freddie Mac will rise by 3.3% in 2026, the smallest increase since 2017.Read More
Lenders Offer Promotions to Boost Originations in Winter December 4, 2025 James Dohnert Several large lenders are offering discounts and promotions to drum up business during a slow time of the year.Read More
Achieve Home Loans Preps HELOC Securitization for Holiday Season December 1, 2025 James Dohnert Achieve Loans started marketing a $271.2 million securitization of home equity lines of credit late last week.Read More
Prepayments on the Rise as Lower Rates Boost Refis December 1, 2025 James Dohnert Prepayments rose as more recent homebuyers opt to refinance their higher interest rate mortgage.Read More