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Home » Authors » John Bancroft

Articles by John Bancroft

The GSEs' HARP Program: Going, Going, Just About Gone?

February 17, 2016
John Bancroft
What might replace the GSEs' HARP program? Maybe nothing...
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Jumbo-Only MBS Issued by Fannie and Freddie Up 90 Percent in 2015

February 12, 2016
John Bancroft
The jumbo MBS business may be struggling but not "GSE jumbos," according new figures from IM&A...
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In 4Q15, Jumbo Market Held Up Better Than GSE and FHA Lending

February 11, 2016
John Bancroft
Bernie Sanders' worst nightmare: not much of a slowdown in the rich taking out jumbo loans...
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The Final Tally on Mortgage Income at Banks: 4Q Not-so-Good; Full Year Better

February 10, 2016
John Bancroft
Most of the decline came among the largest banks, with many regionals turning in stronger results in the fourth quarter…
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GSE MBS Production Slipped in January. A TRID ‘Ice Patch’?

February 9, 2016
John Bancroft
MBS issuance rebounded in December, with Fannie/Freddie production rising 17.7 percent. In other words, had TRID not caused a December bump in GSE business, January could have looked better than it did.
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Finally, Signs of Credit Loosening in the GSE Market

February 8, 2016
John Bancroft
In the fourth quarter, 20.3 percent of refi loans sold to the GSEs were in the low-score category, the highest level for the year.
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Issuance of Agency MBS Down Slightly in January; But Ginnie Production Rises

February 5, 2016
John Bancroft
Ginnie Mae even posted a 5.6 percent increase in refinance loan securitizations...
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How Many Seller-Servicers Will Actually Use the GSEs’ New ‘Loser-Pay’ Dispute Resolution Process?

February 5, 2016
John Bancroft and Carisa Chappell
Colonial National Mortgage was a beta site for the IDR and Allen Maulsby, executive vice president of the bank, said the IDR process is very “legalistic…”
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Residential Servicing Ready to Surpass the $10 Trillion Mark (Again)?

February 4, 2016
John Bancroft
But there is this caveat: the steady growth of the top 50 servicers is in bold contrast to the industry’s top tier. Wells Fargo, Chase and Bank of America all reported shrinkage in their servicing businesses in 2015.
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Slow Growth for Ginnie Mae Servicing in 2015, Lower Delinquencies

February 1, 2016
John Bancroft
However, the VA market grew more than the FHA market last year, up 13.5 percent from the end of 2014…
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Latest Imf News

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  • Ginnie Lenient With VA Delinquencies as Well

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Featured Data

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