MBS and ABS Issuance Off Slightly in 3Q15, but Nice Gains YoY October 2, 2015 John Bancroft On a year-to-date basis, total MBS and ABS issuance was up 37.7 percent from the first nine months of 2014.Read More
2014 HMDA Data Revelations: Conventional Market Larger, Deconsolidation Continues October 1, 2015 John Bancroft Another noticeable shift from 2013 to last year was the further deconsolidation of originators... Read More
HMDA Data: 2014 Origination Volume Stronger Than Previously Thought September 28, 2015 John Bancroft Last year, loan production turned out better than many anticipated...Read More
Bank Mortgage Sales Up Sharply in 2Q; But How Much is Left in the Tank? September 28, 2015 John Bancroft Through the first half of 2015, banks and thrifts sold $364.35 billion of home loans, up 37.8 percent from the same period last year.Read More
MBS Market Grew Ever So Slightly in the Second Quarter September 25, 2015 John Bancroft With mortgage debt outstanding climbing by 0.4 percent during 2Q, the share of securitized loans fell to 64 percent at June 30, the lowest level since 2012.Read More
On the Rise Once Again (Finally): Mortgage Debt Outstanding September 24, 2015 John Bancroft Feeding the MSR growth: credit unions, which increased their holdings of un-securitized home mortgages by 8.2 percent over that period...Read More
Final Jumbo Production Tally for 2Q: $128 Billion, Most of it ‘Non-Agency’ September 17, 2015 John Bancroft One standout: FHA, where jumbo production soared in the second quarter, more than doubling to $6.8 billion. Read More
Is it Good or Bad News That the GSEs Are Losing Market Share? September 16, 2015 John Bancroft Back in the early years after the financial crisis, Fannie and Freddie accounted for 60.0 percent or more of primary-market originations...Read More
Bank of America Remains the Mortgage Repurchase King September 15, 2015 John Bancroft Bank of America still leads the industry in buybacks with $539 million on a year-to-date basis, or 28.5 percent of the total for all banks. Read More
HARP Refi Volume Just About Flat in 2Q15 September 15, 2015 John Bancroft Fannie Mae had a slight increase in HARP activity and accounted for 59.3 percent of the total for the two GSEs...Read More