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Home » Authors » John Bancroft

Articles by John Bancroft

Will Ginnie Mae Pass Freddie Mac in MBS Outstanding?

December 23, 2015
John Bancroft
Ginnie Mae production topped Freddie Mac’s issuance in 2014 and was comfortably ahead after the first 11 months of this year.
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Group of 13 Major Mortgage Firms Posted Weak Production and Servicing Results

December 21, 2015
John Bancroft
The group’s combined production-related income fell a lot more than their actual origination volume, which was down 5.8 percent from the second quarter...
Read More

Servicing Market Posts Rare Second Straight Quarterly Gain, Nonbanks Keep Marching On

December 18, 2015
John Bancroft
The Ginnie Mae share of total mortgage debt outstanding hit a record 15.2 percent at September 30, according to exclusive survey figures from Inside Mortgage Finance...
Read More

Home Equity Lending Up Slightly in 3Q15, Best Showing Since 2Q08

December 17, 2015
John Bancroft
Analysts believe there is enough house price appreciation in many areas to lubricate the home equity sector again...
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Securitization Rates Drift Slightly Higher, but Remain Below Historical Levels

December 15, 2015
John Bancroft
Fannie and Freddie have securitized roughly 80.8 percent of conventional-conforming mortgages over the first nine months of the year.
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GSE Risk-Sharing Volume Heads North; Calls for Transparency, Diversification

December 11, 2015
John Bancroft
The Federal Housing Finance Agency “should require the GSEs to be much more transparent in their risk-sharing transactions,” said the Urban Institute in a new report.
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Fannie/Freddie High-LTV Programs Slow to Catch On

December 10, 2015
John Bancroft
Black Knight Financial also said that despite the reintroduction of Fannie’s and Freddie’s 97 LTV product, the FHA/VA continues to dominate low downpayment lending.
Read More

Jumbo Production Slows More Than the Overall Market, but Not By Much

December 10, 2015
John Bancroft
An estimated $117.1 billion of mortgages exceeding the baseline conforming loan limit of $417,000 were originated during the third quarter.
Read More

Short Takes: Banks Continue to Backpedal Away from Servicing Rights / Ocwen Sells MSRs and Pays Down Debt / Nationstar and Mr. Cooper Set for March? / GSEs Invoke Holiday Foreclosure Moratorium Again

December 10, 2015
John Bancroft, Carisa Chappell, and Paul Muolo
Slip, sliding away: commercial banks and loans-serviced-for others...
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Fannie/Freddie Business Fell Sharply in November, Footprint Shrinking

December 8, 2015
John Bancroft
It's that time of the season: MBS issuance was down 30.6 percent at Fannie and off 17.4 percent at Freddie.
Read More
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