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Home » Authors » John Bancroft

Articles by John Bancroft

Third-Party Originators More Daring on Credit in 4Q15

January 25, 2016
John Bancroft
Loan brokers were slightly more purchase-focused than retail lenders...
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The Final Tally on Non-Mortgage ABS: $173 Billion for 2015

January 22, 2016
John Bancroft
Four of the top five ABS issuers in 2015 were closely linked to the auto industry, including the most productive issuer in the market, Ford Motor Credit.
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Based on ‘Transfers,’ $254 Billion of Agency and Ginnie MSRs Changed Hands in 2015

January 22, 2016
John Bancroft
The Ginnie Mae market was the most active of the three, with an estimated $112.6 billion in MSR sales through the first 11 months of 2015.
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And the Beat Goes On: Nonbanks Increased Their MSR Market Share by 16 Percent

January 21, 2016
John Bancroft
Also, the agency servicing market has continued to become less top-heavy.
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A Milestone: Non-Agency MBS Issuance Neared a Post-Crash High in 2015

January 15, 2016
John Bancroft
Prime jumbo MBS issuance rebounded from a soft 2014 with $12.08 billion in issuance, a 25.4 percent gain.
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Fannie/Freddie Business with Private MI Fell in 4Q; A Shift to FHA/VA?

January 14, 2016
John Bancroft
However, for all of 2015, private MI volume in Fannie/Freddie MBS was up 25.2 percent from 2014...
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Nonbank Share of GSE Business Approaching the 50 Percent Mark

January 12, 2016
John Bancroft
Quicken Loans, ranked second overall in GSE loan deliveries last year, growing its business by 32.2 percent…
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In a Fading 4Q Market, Lenders Lean More on Correspondent and Wholesale Channels

January 11, 2016
John Bancroft
While nonbank residential lenders lean a little more on TPO channels, banks are still the driving force in the correspondent market…
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A Solid Year for MBS/ABS Issuance, Though Volume Faded at Yearend; A New Record for Ginnie Mae

January 8, 2016
John Bancroft
Residential lenders issued a record $435.8 billion of Ginnie Mae securities in 2015, according to Inside MBS & ABS, a handsome 47 percent increase from the prior year.
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Fannie/Freddie MBS Issuance Down Sharply in 4Q; Full Year Numbers Strong

January 7, 2016
John Bancroft
Freddie managed a bigger annual increase over 2014 levels than Fannie did, thanks in part to its more active program in securitizing seasoned loans.
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