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Tech Vendors Optimistic About AI for Mortgages

May 15, 2026
James Dohnert and Shannon Clark
Despite taking losses in the first quarter, ICE and Blend are bullish on AI adoption in the mortgage industry.
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Iran War, Inflation Hurt Real Estate Investor Sentiment

May 15, 2026
Abby Zimmardi
The outlook among real estate investors is at its lowest level in the last three years, due in part to the war in Iran.
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Housing Affordability at the Forefront for Homebuyers

May 15, 2026
Shannon Clark
As parts of the country see a boost in housing inventory, housing affordability is the primary factor preventing consumers from diving into the homebuying process.
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Impac Declares Bankruptcy After Years of Challenges

May 15, 2026
Abby Zimmardi
Market turmoil, the COVID-19 pandemic and other challenges finally pushed Impac Mortgage Holdings to file for Chapter 11 bankruptcy in April.
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Banks Report Slight Drop in Mortgage-Banking Income

May 1, 2026
John Bancroft
While new production volume was generally sluggish in the first quarter of this year, several banks reported higher gain-on-sale margins and better MSR hedging results. (Includes data table.)
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Former Rocket Execs Team Up With Archrival UWM

May 1, 2026
James Dohnert
Origna8 is providing brokers a platform that can be used for lead generation, agentic-AI marketing, lender relationship management and data analytics.
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Retail Lenders Boosted by Rising Refis

May 1, 2026
Andras Malatinszky
Deliveries of retail mortgages to the agencies were boosted by an increase in refinances in the wake of lower mortgage rates in the first quarter of 2026. (Includes two data tables.)
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Northpointe Bank Sees Strong Volume in 1Q

May 1, 2026
Abby Zimmardi
During the first quarter of 2026, Northpointe Bank’s warehouse lending essentially held steady compared with the fourth quarter and the bank increased its production of “all-in-one” loans.
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Consumer Advocates Warn of Discriminatory Risks From AI

May 1, 2026
Shannon Clark
The warning came amid widespread adoption of artificial intelligence in the housing and mortgage industry.
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BNPL Borrowers’ Habits Remain Somewhat Mysterious

May 1, 2026
Emmeline Willey
Recent research revealed how borrowers adjust their usage of buy now, pay later loans before and after a home purchase, but more data are needed to understand how the loans are being used.
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Latest Imf News

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  • Declining DQs Signal Stabilization of FHA Market

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More Imf News

Featured Data

  • Expanded-Credit MBS Issuance Declines in 2Q

  • Top Ginnie Servicers See Modest Growth in 2Q

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  • Primary MI Volume, Characteristics Stable in Second Quarter

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Featured Reports

  • Lender Profiles 1Q26: Top 25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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