Self-employed borrowers are encouraged to watch what they write off if they plan to buy a home in the next two years.

Lower credit scores lead to both stiffer mortgage rates and higher home insurance premiums, adding to the affordability challenge, according to new finding.

Most nonbanks reported bigger gains in lending volume in the fourth quarter of 2025 than in production income. MSR valuations continued to drive servicing income lower. (Includes data table.)

The lender’s gain-on-sale margin increased from 1.14% in the third quarter to 1.50% in the fourth quarter, with a rise in originations to boot. Leaders at the company cautioned that some lenders are gaining market share at the expense of earnings.

Servicers are concerned that unanticipated payment shocks tied to insurance and taxes may lead to an increase in delinquencies.

Repurchase and indemnification activity at banks and thrifts declined by 10.9% from the third to the fourth quarter of 2025. Though for the full year, repurchases increased by 4.8% compared with 2024. (Includes data table.)

Homeowners are moving away from areas with natural disaster risk due to rising property insurance costs.

Many homeowners are leaning on buy now, pay later products to manage their cash flows, according to a new report from JPMorgan Chase.

The real estate brokerage adjusted the fee model for its Motto Mortgage business and cut off a number of partners.

FASB looking at held-to-maturity hedging; NAIC proposes looser risk-based capital standard for mortgages held by life insurance companies; Better turns to new source of financing; Oregon bank to stop offering mortgages.