Bulk sales of agency MSRs were up 30.8% on an annual basis in the first half of 2026. United Wholesale Mortgage accounted for nearly 30% of all bulk sale volume in the second quarter. (Includes three data tables.)

Pending changes to bank capital requirements are unlikely to move depositories further into the mortgage lending space but could provide some additional flexibility to banks moving forward, according to Kroll Bond Rating Agency.

The delinquency rate increased the most on a quarterly basis for FHA mortgages. (Includes two data tables.)

Lenders looking to poach employees from competing firms should take various measures to avoid litigation, according to the law firm of Brody Gapp.

The Teamsters launched a home affordability program for its members, adding to the growing number of homebuying programs offered through unions.

The homeowners-to-population ratio better reflects the share of adults who are homeowners, according economists at the Federal Reserve Bank of Minneapolis.

An Urban Institute study shows that the internal rate of return of a downpayment on a home often exceeds that of a diversified stock portfolio, especially in low-growth real estate markets.

The share of GSE purchase mortgages with LTV ratios above 80% increased during the second quarter to a level last seen in 2023. However, lenders held firm on credit scores and the high-LTV-ratio share of refi business declined. (Includes two data tables.)

Lenders are innovating their product offerings to meet the growing demand for non-qualified mortgages.

Artificial intelligence and stronger due diligence efforts can help reduce growing instances of appraisal fraud, according to mortgage investors and appraisers.