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GSE Lenders Stretch Credit Envelope in First Quarter

April 3, 2026
Emmeline Willey
Purchase mortgages and refinances in the highest loan-to-value ratio category accounted for a greater share of mortgages delivered to Fannie Mae and Freddie Mac in the first quarter of 2026. (Includes two data tables.)
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DPA Programs Considered Key to Unlocking Purchase Market

April 3, 2026
James Dohnert
Loan officers can get a leg up against the competition by learning about available downpayment assistance programs.
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Better Offers First Conforming Token-Backed Mortgage

April 3, 2026
Abby Zimmardi
Better and Coinbase have partnered to allow borrowers to pledge holdings of tokenized assets to fund their downpayment, without the need to liquidate the assets.
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Bank Sales of Mortgages Rise to 2022 Level at End of 2025

April 3, 2026
Emmeline Willey
Bank mortgage sales and originations rose in the fourth quarter to levels last seen in 2022. (Includes two data tables.)
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Mortgage-Specific AI Tools Offer Better Accuracy for Industry

April 3, 2026
Shannon Clark
Artificial intelligence tools that are specifically designed for mortgage tasks offer more accurate results than general-purpose AI models, according to a new study.
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MISMO Offers Housing Counseling Dataset

April 3, 2026
Abby Zimmardi
The Mortgage Industry Standards Maintenance Organization last week announced that its dataset that standardizes counseling data is ready for adoption.
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Homeownership Feels Impossible for Young People

April 3, 2026
James Dohnert
Young generations are investing in risky endeavors, such as day trading, sports betting and prediction markets, to build wealth instead of through homeownership.
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High Demand for Mortgages Raises Rate, Processing Time

April 3, 2026
Dennis Hollier
Economists quantify the impact of demand shocks on lender-set rates and origination efficiency.
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Production vs Servicing Results Mixed in 4Q25

March 20, 2026
John Bancroft
Earnings reports from public companies showed gains in production-related and servicing income during the fourth quarter, but the broader MBA performance study found declines on both sides of the business. (Includes data tables.)
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Correspondents Retreat in 4Q as Brokers Forge Ahead

March 20, 2026
Andras Malatinszky
Wholesale and retail lenders expanded their mortgage production more than correspondent aggregators in the origination boomlet that took shape during the final quarter of 2025. (Includes two data tables.)
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Latest Imf News

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