The fourth-largest credit bureau could help reduce the cost of credit report pulls for mortgage lenders.

Sellers are looking to sell mortgage servicing rights before yearend, but at their price, not the buyer’s price.

Overall, fair housing complaints increased in 2024, though complaints tied to real estate sales and mortgage lending declined.

The bill would require servicers to grant 90 days of forbearance to certain federal employees during a government shutdown.

The Trump administration continues to tease a 2025 capital raise for the GSEs but industry experts remain skeptical this can be done in a safe, sound manner.

Trends split during the third quarter in terms of GSE business involving private mortgage insurance. Purchase-mortgage volume increased and refis declined. (Includes three data tables.)

Leaders at Equifax and TransUnion are optimistic that the GSEs’ adoption of VantageScore will lead to revenue moving from FICO to credit bureaus. The officials also defended the tri-merge score process at the GSEs.

Demand for MSRs among investors remains steady even as declining interest rates lead to lower valuations for the assets. The supply of MSR for sale could also increase as lenders originate more mortgages.

Increased home purchase contract cancellations and declining pull-through rates are driving up costs for mortgage lenders.

With the acquisitions of Redfin and servicing giant Mr. Cooper complete, Rocket Mortgage’s executives say the lender is positioned to take advantage of sliding interest rates.