https://www.insidemortgagefinance.com/rss en-us ewilley@imfpubs.com Originations of home loans with primary mortgage insurance declined during the third quarter as rising interest rates stymied refinance activity across the board. (Includes four data tables.) http://www.insidemortgagefinance.com/articles/239049 Thu, 12 Nov 2026 11:40:21 -0500 https://www.insidemortgagefinance.com/articles/239049-fha-gained-market-share-in-3q bivey@imfpubs.com FICO’s CEO William Lansing was highly critical of the FHFA’s decision to treat Classic FICO and VantageScore 4.0 the same in terms of loan-level price adjustments. http://www.insidemortgagefinance.com/articles/239031 Thu, 12 Nov 2026 11:36:22 -0500 https://www.insidemortgagefinance.com/articles/239031-gses-expected-to-adjust-pricing-for-score-models azimmardi@imfpubs.com As FICO transitions to new pricing for credit scores used for mortgage originations, the company is not sharing additional details on its other scoring programs and the related pricing. http://www.insidemortgagefinance.com/articles/239048 Thu, 12 Nov 2026 11:34:24 -0500 https://www.insidemortgagefinance.com/articles/239048-ficos-pricing-for-scores-in-flux-with-vs4-competition jdohnert@imfpubs.com Smaller banks and servicers have raised concerns that FASB’s proposal to adjust valuations of mortgage servicing rights to include recapture assumptions could lead to further consolidation in the servicing space. http://www.insidemortgagefinance.com/articles/239050 Thu, 12 Nov 2026 11:33:25 -0500 https://www.insidemortgagefinance.com/articles/239050-smaller-msr-holders-concerned-about-fasbs-new-proposal jdohnert@imfpubs.com M&A is expected to rise next year as banks look to return to the mortgage origination and servicing business. http://www.insidemortgagefinance.com/articles/239059 Thu, 12 Nov 2026 11:32:27 -0500 https://www.insidemortgagefinance.com/articles/239059-m-and-a-to-rise-as-banks-see-more-mortgage-opportunities jdohnert@imfpubs.com Zillow executives believe that AI and real estate agent partnerships will help them boost mortgage originations. http://www.insidemortgagefinance.com/articles/239051 Thu, 12 Nov 2026 11:31:28 -0500 https://www.insidemortgagefinance.com/articles/239051-zillow-sees-mortgage-opportunities-in-down-market ewilley@imfpubs.com Congress is about to look very different with Democrats in control of both chambers and a large freshman class reshaping Senate and House committees. http://www.insidemortgagefinance.com/articles/239060 Thu, 12 Nov 2026 11:30:29 -0500 https://www.insidemortgagefinance.com/articles/239060-midterm-musical-chairs-will-shuffle-committee-membership dhollier@imfpubs.com Union Home Mortgage owner Bill Cosgrove’s stake in the Tampa Bay Rays has been a marketing bonanza for the lender but investment in homegrown technology may be more important. http://www.insidemortgagefinance.com/articles/239046 Thu, 12 Nov 2026 11:29:30 -0500 https://www.insidemortgagefinance.com/articles/239046-union-home-mortgage-bets-on-pro-sports-for-publicity bivey@imfpubs.com Rocket and Chase both reduced their portfolios of owned MSRs and primary servicing. United Wholesale Mortgage and Pennymac are also in the process of selling large chunks of servicing. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/238996 Thu, 05 Nov 2026 11:50:41 -0500 https://www.insidemortgagefinance.com/articles/238996-some-of-the-largest-servicers-shrink-in-3q bivey@imfpubs.com Current-coupon conventional MSRs are selling at a seven multiple. There’s speculation that prices will rise, especially if banks come back to the market. However, some analysts are suggesting that MSR investors and prices are on shaky ground. http://www.insidemortgagefinance.com/articles/239000 Thu, 05 Nov 2026 11:46:42 -0500 https://www.insidemortgagefinance.com/articles/239000-msr-buyers-paying-up-some-see-a-peak-in-prices ewilley@imfpubs.com The relative strength of the largest lenders’ and servicers’ liquidity and cash positions was a key talking point during their third-quarter earnings as the industry braces for rates to stay higher for longer. http://www.insidemortgagefinance.com/articles/239001 Thu, 05 Nov 2026 11:44:43 -0500 https://www.insidemortgagefinance.com/articles/239001-mortgage-giants-prepare-for-long-winter bivey@imfpubs.com Interest rates are down from a peak in mid-October but aren’t expected to get to a level where refis can flow. With plenty of home equity outstanding, production of home equity loans could continue rising. http://www.insidemortgagefinance.com/articles/239003 Thu, 05 Nov 2026 11:42:44 -0500 https://www.insidemortgagefinance.com/articles/239003-first-lien-lending-suppressed-opportunities-with-hels sclark@imfpubs.com The lawsuit argues that the bureau’s amendments to Regulation B upend years of regulatory implementation of the Equal Credit Opportunity Act. The CFPB defended its changes. http://www.insidemortgagefinance.com/articles/238985 Thu, 05 Nov 2026 11:41:46 -0500 https://www.insidemortgagefinance.com/articles/238985-cfpb dhollier@imfpubs.com Critics say that the high level of the GSEs’ profits is the result of pricing based on inflated loss-risk assumptions. http://www.insidemortgagefinance.com/articles/238999 Thu, 05 Nov 2026 11:40:47 -0500 https://www.insidemortgagefinance.com/articles/238999-some-mortgage-industry-participants-balk-at-gse-profits dhollier@imfpubs.com The OIG said budget cuts and FHFA’s refusal to cooperate obstructed its investigations into the GSEs’ multifamily operations. http://www.insidemortgagefinance.com/articles/238997 Thu, 05 Nov 2026 11:38:48 -0500 https://www.insidemortgagefinance.com/articles/238997-fhfa-accused-of-stonewalling-its-oig ewilley@imfpubs.com Most private mortgage insurers aren’t planning, for now, to set up different credit score minimums for VantageScore 4.0. http://www.insidemortgagefinance.com/articles/238998 Thu, 05 Nov 2026 11:37:49 -0500 https://www.insidemortgagefinance.com/articles/238998-with-vs4-rollout-most-minimums-stay-the-same jdohnert@imfpubs.com Rising mortgage costs have made renting a more affordable option for people struggling with increasing expenses. http://www.insidemortgagefinance.com/articles/238970 Thu, 05 Nov 2026 11:36:51 -0500 https://www.insidemortgagefinance.com/articles/238970-affordability-issues-push-renters-further-away-from-homeownership bivey@imfpubs.com Interest rates on mortgages increased by about 90 basis points during the third quarter, including a spike in September. That made it difficult to originate mortgages. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238920 Thu, 29 Oct 2026 12:21:52 -0400 https://www.insidemortgagefinance.com/articles/238920-originations-tumble-by-16-in-third-quarter ewilley@imfpubs.com Mortgage executives are bracing for economic ripples from upsets in the AI space. http://www.insidemortgagefinance.com/articles/238932 Thu, 29 Oct 2026 12:20:53 -0400 https://www.insidemortgagefinance.com/articles/238932-ceos-warn-of-lending-jenga bivey@imfpubs.com Major credit reporting bureaus insist that the tri-merge scoring process is better than a bi-merge. They said the impact on revenues from moving away from the tri-merge for GSE mortgages would be limited. http://www.insidemortgagefinance.com/articles/238919 Thu, 29 Oct 2026 12:19:55 -0400 https://www.insidemortgagefinance.com/articles/238919-credit-bureaus-defend-tri-merge-prepare-for-hit dhollier@imfpubs.com The executive order is limited in scope compared with the large list of requests from industry participants. http://www.insidemortgagefinance.com/articles/238918 Thu, 29 Oct 2026 12:18:57 -0400 https://www.insidemortgagefinance.com/articles/238918-trump-eo-underwhelms-mortgage-industry dhollier@imfpubs.com Net revenues increased at both Fannie Mae and Freddie Mac even as high interest rates continue to depress new loan acquisitions. http://www.insidemortgagefinance.com/articles/238944 Thu, 29 Oct 2026 12:17:58 -0400 https://www.insidemortgagefinance.com/articles/238944-gses-doing-just-fine-as-the-mortgage-market-freezes jdohnert@imfpubs.com Higher interest rates and rising origination costs are expected to lead to more M&A activity in the mortgage market. http://www.insidemortgagefinance.com/articles/238931 Thu, 29 Oct 2026 12:17:05 -0400 https://www.insidemortgagefinance.com/articles/238931-m-and-a-market-picks-up-as-production-costs-rise ewilley@imfpubs.com The industry sees Congress’ landmark housing legislation as a baby step. However, a Republican leader downplayed prospects for another bill. http://www.insidemortgagefinance.com/articles/238935 Thu, 29 Oct 2026 12:16:07 -0400 https://www.insidemortgagefinance.com/articles/238935-industry-ups-asks-as-hill-signals-lawmakers-hands-full jdohnert@imfpubs.com United Wholesale Mortgage expects to receive more than $1.8 billion in proceeds, which it said will go toward paying down debt. http://www.insidemortgagefinance.com/articles/238925 Thu, 29 Oct 2026 12:15:09 -0400 https://www.insidemortgagefinance.com/articles/238925-uwm-to-sell-large-chunk-of-msr-portfolio sclark@imfpubs.com Ten Democratic state attorneys general urged a federal district court to deny the Office of the Comptroller of the Currency’s motion to dismiss a complaint challenging two of its recent final rules. http://www.insidemortgagefinance.com/articles/238921 Thu, 29 Oct 2026 12:14:13 -0400 https://www.insidemortgagefinance.com/articles/238921-district-court-pressed-to-reject-occ-motion-to-dismiss-interest-on-escrow-lawsuit nbhatia@imfpubs.com Government-sponsored enterprise business with private MI ticked up on a quarterly basis in the third quarter and FHA volume fell. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/238888 Thu, 22 Oct 2026 12:00:38 -0400 https://www.insidemortgagefinance.com/articles/238888-primary-mi-trends-split-in-agency-market-in-3q bivey@imfpubs.com There’s the LLPA reduction for VS4, lower prices compared with FICO and a more expansive population of scored consumers. http://www.insidemortgagefinance.com/articles/238866 Thu, 22 Oct 2026 11:58:43 -0400 https://www.insidemortgagefinance.com/articles/238866-lenders-have-strong-incentives-to-use-vantagescore bivey@imfpubs.com The president is getting more assertive in using the GSEs to achieve political and policy objectives, according to Jaret Seiberg, an analyst at TD Cowen Washington Research Group. http://www.insidemortgagefinance.com/articles/238854 Thu, 22 Oct 2026 11:55:44 -0400 https://www.insidemortgagefinance.com/articles/238854-trump-admin-seeing-gses-as-useful-tool-for-affordability ewilley@imfpubs.com Frank Cassidy backed the agency’s decision to hold its mortgage insurance premiums steady despite calls from the industry to trim premiums in the name of affordability. http://www.insidemortgagefinance.com/articles/238852 Thu, 22 Oct 2026 11:52:46 -0400 https://www.insidemortgagefinance.com/articles/238852-former-fha-commissioner-defends-mip-level