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Private Mortgage Insurers Ready for VantageScore 4.0

August 27, 2026
Dennis Hollier
New PMIERs guidelines help determine required asset levels for MIs, but industry officials say they already have more than required.
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Credit Scores Will Trickle Through Mortgage Ecosystem

August 27, 2026
Emmeline Willey
Executives at the credit reporting agencies and scoring companies said the deployment of FICO 10T and VantageScore 4.0 scores will have cascading effects on the primary and secondary mortgage markets.
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Evergreen Moneysource Launches Wholesale Channel

August 27, 2026
James Dohnert
The new third‑party origination channel, BrokerBrand TPO, is led by industry veteran Bob Marseilles.
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Fight Against the Clock for Further Regulatory Changes

August 27, 2026
Emmeline Willey
The Trump administration is running short on time to get more regulatory changes through the pipeline, according to panelists at the Mortgage Industry Standards Maintenance Organization’s fall summit.
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IO Loans Gaining Popularity Amid Affordability Issues

August 27, 2026
Abby Zimmardi
Though interest-only loans are a good option to address affordability, they are not necessarily for every borrower.
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RAMS Launches Double-Pledging Protection Tool

August 27, 2026
James Dohnert
The double-pledge protection program offers lenders automated portfolio scrubbing to identify potential collateral overlap.
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Refis Trail Off in 2Q, Purchase Lending Slightly Ahead of 2025

August 20, 2026
Brandon Ivey
Refi volume declined by 32.7% from the first quarter to the second but nearly doubled year to date. Meanwhile, purchase-mortgage originations increased by just 4.7% year to date. (Includes five data tables.)
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UWM, Two Harbors Lawsuit Highlights Role of Trust in M&A

August 20, 2026
James Dohnert
UWM accused Two Harbors executives of subversion, inaction and lies to stop its planned acquisition of the real estate investment trust.
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Delinquencies Increase at Large Servicers in Second Quarter

August 20, 2026
Brandon Ivey
The increase in the delinquency rate in the second quarter of 2026 erased improvements seen in the first quarter. Delinquencies are also expected to rise through the end of the year. (Includes two data tables.)
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Lenders Back FHFA Proposal to Adjust SCP

August 20, 2026
Dennis Hollier
Trade groups agree that the reputational harm provision of the suspended counterparty program regulation is redundant.
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